Benefits forArtSpace Charter School

Benefits Plan Overview

Pre-Tax Benefits

 Cancer Benefits: Colonial Life

 Accident Benefits: Colonial Life

Medical Bridge Benefits: Colonial Life

 Dental Insurance: Principal

 Vision Insurance: Envolve

 

Post-Tax Benefits

 Disability Benefits

  • Educator Income Plan: Colonial Life
  • Long-Term Disability (High Option): Principal
  • Long-Term Disability (Low Option): Principal

 Life Insurance

  • Term Life Insurance: Colonial Life
  • Whole Life Insurance: Colonial Life
  • Group Term Life Insurance (Employer-Paid): Principal

Critical Care Benefits: Colonial Life

 Telemedicine: Call A Doctor Plus

 Identity Theft Shield & Life Events Legal Plan**: Legal Shield

Insurance Products will remain in effect unless you see a representative to change them.

Enrollment Period: June 13, 2019 – June 14, 2019

Effective Dates: July 1, 2019 – June 30, 2020

 

 

Qualifications

  • You must work 20 hours or more per week.

 

Important Facts:

  • The plan year for Colonial Insurance products, Principal Dental, Principal Long-Term Disability, Envolve Vision, Call A Doctor Plus Telemedicine and Legal Shield Identity Theft Shield & Life Events Legal Plan lasts from July 1, 2019 through June 30, 2020. Please Note: Dental benefits are based on the Calendar Year, running from January 1st through December 31st. Dental benefits and deductibles will reset every January 1st.

 

  • Deductions for Principal Dental, Principal Long-Term Disability, Envolve Vision, Call A Doctor Plus Telemedicine and Legal Shield Identity Theft Shield & Life Events Legal Plan will begin July 2019. Deductions for Colonial Insurance products will begin June 2019.

 

  • If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when meeting with the Benefits Representative.

 

  • Elections made during this enrollment period CANNOT be changed after the enrollment period unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time or vice-versa.

 

  • Once a family status change has occurred, an employee has 30 days to notify the North Carolina Service Center at 1-888-662-7500 to request a change in elections.

 

  • The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until July 31, 2019.

 

  • Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

 

  • Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.

 

To enroll or make changes to your Flexible Benefits Plan, please see the representative while he/she is at your location.