Benefits forCarroll County Public Schools (VA)

Benefits Plan Overview

Pre-Tax Benefits

Health Insurance*: Anthem – The Local Choice

Dental Insurance*: Delta – The Local Choice

Vision Insurance*: Anthem – The Local Choice

 Cancer Benefits: Colonial Life

 Medical Bridge: Colonial Life

 Accident Benefits: Colonial Life

 

Post-Tax Benefits

 Disability Benefits: Colonial Life

 Critical Care Benefits: Colonial Life

 Life Insurance

  • Term Life Insurance: Colonial Life
  • Whole Life Insurance: Colonial Life

Enrollment Period: August 12, 2019 – September 13, 2019

Effective Dates: October 1, 2019 – September 30, 2020

 

QUALIFICATIONS:

  • Employees must be contracted Full-Time, working a minimum of 15 hours per week.

 

IMPORTANT FACTS:

  • The plan year for The Local Choice Benefits (Anthem Health, Delta Dental & Anthem Vision) and Colonial Insurance products lasts from October 1, 2019 through September 30, 2020.

 

  • Deductions for The Local Choice Benefits (Anthem Health, Delta Dental & Anthem Vision) and Colonial Insurance products will begin October 2019.

 

  • The Local Choice Benefits are included in this booklet for informational purposes only.

 

  • If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when meeting with the Benefits Representative.

 

  • Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.

 

  • Once a family status change has occurred, an employee has 30 days to notify the Pierce Group Benefits Service Center at 1-800-387-5955 to request a change in elections.

 

  • The Colonial Cancer plan and the Health Screening Rider on the Colonial Medical Bridge plan have a -day waiting period for new enrollees. Coverage, therefore, will not begin until October 31, 2019.

 

  • Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

 

  • Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.