Benefits forMarlboro County School District
Overview of Benefits
Pre-Tax Benefits
Cancer Benefits: Colonial Life
Accident Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
Post-Tax Benefits
Disability Benefits: Colonial Life
Critical Illness Benefits: Colonial Life
Whole Life Insurance: Colonial Life
Additional Benefits
Employee Assistance Program: First Sun
Please note your insurance products will remain in effect unless you speak with a representative to change them.
Enrollment Period: September 15, 2024 – October 31, 2024
Effective Dates: January 1, 2025 – December 31, 2025
ELIGIBILITY:
– Employees must work 30 hours to be full-time and qualify for benefits.
IMPORTANT NOTICES:
– When do my benefits start? The plan year for Colonial Insurance Products runs from January 1, 2025 through December 31, 2025.
– When do my deductions start? Deductions for Colonial Insurance Products start January for enrolled employees.
– I want to sign my family up for benefits as well, what information will I need? If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.
– What is the difference between pre and post-tax benefits? Pre-tax benefit contributions are taken from an employee’s paycheck before state and federal taxes are applied. Post-tax benefit contributions are paid after taxes are deducted. It’s important to note that some coverages may still be subject to taxes even if paid for through pre-tax deduction or employee contribution.
– Can I change my benefit elections outside of the enrollment period? Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change, otherwise known as a qualifying life event (QLE), as defined by the Internal Revenue Code. Examples of a QLE can be found here.
– I have a pre-existing condition. Will I still be covered? Some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
PEBA BENEFITS & ENROLLMENT:
– PEBA administers the state’s employee insurance programs for South Carolina’s public workforce. PEBA benefit elections are processed through PEBA’s MyBenefits and Member Access portals. Learn more about the benefits available to employees by visiting the link below.
To view the PEBA Insurance Summary, click on the link and, once the new page loads, click on ‘2025 Insurance Summary’: