Benefits forPage County Public Schools

Important Information About Your Enrollment

VIRTUAL

During your annual enrollment period, a PGB Benefits Representative will be available by virtual appointment to meet with you one-on-one to help you evaluate your benefits based on your individual and family needs, answer any questions you may have, and assist you in the enrollment process.

ANNUAL ENROLLMENT PERIOD: AUGUST 1, 2025 – AUGUST 15, 2025
ELIGIBILITY:

– Employees working 20 hours or more per week are eligible for benefits.

IMPORTANT NOTICES:

When do my benefits start? The plan year for Colonial Life Insurance Products, The Local Choice Benefits (Anthem Health, Delta Dental of VA, and Anthem Blue View Vision), Ameriflex Health Savings Accounts, Delta Dental of VA (Stand-Alone Policy) and Superior Vision (Stand-Alone Policy) runs from October 1, 2025, through September 30, 2026.

When do my deductions start? Deductions for The Local Choice Benefits (Anthem Health, Delta Dental of VA, and Anthem Blue View Vision), Delta Dental of VA (Stand-Alone Policy) and Superior Vision (Stand-Alone Policy) start September 2025 for all eligible employees. Deductions for Colonial Life Insurance Products and Ameriflex Health Savings Accounts start October 2025 for all eligible employees.

Why have my Medical Bridge benefits not started yet? The Health Screening Rider on the Colonial Medical Bridge plan has a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until October 31, 2025.

I want to sign my family up for benefits as well, what information will I need? If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.

What is the difference between pre and post-tax benefits? Pre-tax benefit contributions are taken from an employee’s paycheck before state and federal taxes are applied. Post-tax benefit contributions are paid after taxes are deducted. It’s important to note that some coverages may still be subject to taxes even if paid for through pre-tax deduction or employee contribution.

Can I change my benefit elections outside of the enrollment period? Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change, otherwise known as a qualifying life event (QLE), as defined by the Internal Revenue Code. Examples of a QLE can be found here.

I have a pre-existing condition. Will I still be covered? Some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

 

YOU CAN MAKE THE FOLLOWING BENEFIT ELECTIONS DURING THE ANNUAL ENROLLMENT PERIOD:

– Enroll in, change, or cancel The Local Choice benefits (Anthem Health, Dental Dental of VA, and Anthem Blue View Vision).
– Enroll in, change, or cancel Health Savings Accounts.
– Enroll in, change, or cancel Dental Insurance (Stand-Alone Policy).*
– Enroll in, change, or cancel Vision Insurance (Stand-Alone Policy).*
– Enroll in, change, or cancel Colonial coverage.

 

*The Dental and Vision Stand-Alone Policies are for employees who have waived coverage under the Local Choice (Health, Dental and Vision)
plan. Employees enrolled in The Local Choice plan may not enroll in the Dental or Vision Stand-Alone Policies.

 

IMPORTANT NOTE & DISCLAIMER

This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information in your benefits guide including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those in the benefits guide.