Benefits Plan Overview

Pre-Tax Benefits

Dental Insurance: Principal

Vision Insurance: Superior

Cancer Benefits: Colonial Life

Accident Benefits: Colonial Life

Medical Bridge Benefits: Colonial Life

Post-Tax Benefits

Short-Term Disability Benefits: Colonial Life

Long-Term Disability Benefits: Principal

Critical Illness Benefits: Colonial Life

Group Term Life Insurance: Principal (Employer-Paid Benefit)

Life Insurance: Colonial Life
– Term Life Insurance
– Whole Life Insurance

Telemedicine Benefits: Call A Doctor Plus

ID Theft & Legal Benefits: Legal Shield

Additional Benefits

Student Loan Assistance Program: GradFin

Please note your insurance products will remain in effect unless you speak with a representative to change them.

Enrollment Period: MAY 15, 2023 – MAY 19, 2023

Effective Dates: JULY 1, 2023 – JUNE 30, 2024

QUALIFICATIONS:

– Employees must work 20 hours or more per

IMPORTANT FACTS:

– The plan year for Colonial Insurance products, Spending Accounts, Principal Long-Term Disability, Principal Dental, Principal Group Term Life, Superior Vision, Call A Doctor Plus Telemedicine and Legal Shield Identity Theft Shield & Life Events Legal Plan lasts from July 1, 2023 through June 30, 2024. Please Note: Dental benefits are based on the Calendar Year, running from January 1st through December 31st. Dental benefits and deductibles will reset every January 1st.

– Deductions for Colonial Insurance products, Spending Accounts, Principal Long-Term Disability, Principal Dental, Principal Group Term Life, Superior Vision, Call A Doctor Plus Telemedicine and Legal Shield Identity Theft Shield & Life Events Legal Plan will begin July 2023.

– Your employer offers an Employee Assistance Program (EAP) for you and your eligible family An EAP is an employer-sponsored benefit that offers confidential support and resources for personal or work-related challenges and concerns. Please see the EAP pages of this benefit booklet for more details and contact information.

– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.

– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa. Once a family status change has occurred, an employee has 30 days to notify the North Carolina Service Center at 1-888-662-7500 to request a change in elections.

– The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new Coverage, therefore, will not begin until July 31, 2023.

– Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.