Benefits forCaldwell County Schools

Overview of Benefits

PRE-TAX BENEFITS
Flexible Spending Accounts: IMS

– Medical Reimbursement Maximum: $3,400/year
– Dependent Care Reimbursement Maximum: $7,500/year
You will need to re-enroll in the Flexible Spending Accounts if you want them to continue next year.
IF YOU DO NOT RE-ENROLL, YOUR CONTRIBUTION WILL STOP EFFECTIVE JULY 31, 2026

 Dental InsuranceIMS
 Vision Insurance:  Superior Vision
Cancer Benefits: Colonial Life
Accident BenefitsColonial Life
Medical Bridge BenefitsColonial Life

 

POST-TAX BENEFITS
Short-Term Disability BenefitsColonial Life
Long-Term Disability Benefits: Sun Life
Critical Illness BenefitsColonial Life
Basic Group Term Life InsuranceReliance Standard
Supplemental Group Term Life InsuranceColonial Life

– Including EAP + Work/Life Programs

 Life InsuranceColonial Life

– Term Life Insurance
– Whole Life Insurance

Long Term Care Benefits: CHUBB
ADDITIONAL BENEFITS
Student Loan Assistance Program: GradFin
 Home and Auto Insurance: Farmers Insurance

 

Please note your insurance products will remain in effect unless you speak with a representative to change them.

 

Enrollment Period: MARCH 9, 2026 – MAY 22, 2026

Effective Dates: AUGUST 1, 2026 – JULY 31, 2027