Benefits forChowan County Government
Congratulations on your new employment!
Please call the Service Center within 30 days of your date of hire. The Service Center number is located at the bottom of this page.
Benefits Plan Overview
Pre-Tax Benefits
Health Insurance: BlueCross BlueShield
Dental Insurance: MetLife
Vision Insurance: Superior
Cancer Benefits: Colonial Life
Accident Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
Post-Tax Benefits
Disability Benefits: Colonial Life
Critical Care Benefits: Colonial Life
Life Insurance
- Group Term Life Insurance: MetLife
- Term Life Insurance: Colonial Life
- Whole Life Insurance: Colonial Life
Please note your insurance products will remain in effect unless you see a representative to change them.
ENROLLMENT PERIOD: MAY 18, 2020 – MAY 21, 2020
EFFECTIVE DATES: JULY 1, 2020 – JUNE 30, 2021
QUALIFICATIONS:
• Full-time employees working 30 or more hours per week are eligible for benefits.
• New employees must enroll within 30 days of hire. Benefit being the first of the month following 30 days of employment.
IMPORTANT FACTS:
• The plan year for BlueCross BlueShield Health, MetLife Dental, Superior Vision, MetLife Group Term Life and Colonial Insurance products lasts from July 1, 2020 through June 30, 2021.
• Deductions for BlueCross BlueShield Health, MetLife Dental, Superior Vision, MetLife Group Term Life and Colonial Insurance products will begin June 2020.
• If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when meeting with the Benefits Representative.
• Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.
• Once a family status change has occurred, an employee has 30 days to notify the North Carolina Service Center at 1-888-662-7500 to request a change in elections.
• The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until July 31, 2020.
• Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
• Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.
• An employee taking a leave of absence, other than under the Family & Medical Leave Act, may not be eligible to re-enter the Flexible Benefits Program until the next plan year. Please contact your Benefit Administrator for more information.