Benefits Plan Overview

Pre-Tax Benefits

Cancer Benefits: Colonial Life

Medical Bridge Benefits: Colonial Life

Accident Benefits: Colonial Life

Post-Tax Benefits

Whole Life Insurance: Colonial Life

Critical Illness Benefits: Colonial Life

Employer-Paid Benefits

Employee Assistance Program: EAP Business Class

Disability Benefits: Sun Life

Please note your insurance products will remain in effect unless you speak with a representative to change them.

Enrollment Period: MAY 22, 2023 – MAY 24, 2023

Effective Dates: JULY 1, 2023 – JUNE 30, 2024

QUALIFICATIONS:

– You must work 30 hours or more per week.

IMPORTANT FACTS:

– The plan year for Colonial Insurance products and Sun Life Short-Term Disability lasts from July 1, 2023 through June 30, 2024.

– Deductions for Colonial Insurance products and Sun Life Short-Term Disability will begin July 2023.

– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.

– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa. Once a family status change has occurred, an employee has 30 days to notify the Pierce Group Benefits Service Center at 1-833-556-0006 to request a change in elections.

– The Colonial Cancer plan* and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new Coverage, therefore, will not begin until July 31, 2023. (*Waiting period waived for employees with existing coverage with a prior carrier. Please speak with your Benefits Counselor for more )

– Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.

PEBA BENEFITS & ENROLLMENT:

• PEBA administers the state’s employee insurance programs for South Carolina’s public workforce. PEBA benefit elections are processed through PEBA’s MyBenefits and Member Access portals. Learn more about the benefits available to employees by visiting the link below.

https://www.peba.sc.gov/sites/default/files/2023_insurance_summary.pdf