Benefits forGreensville County Public Schools

Benefits Plan Overview

Pre-Tax Benefits

Health Insurance*: The Local Choice – Anthem

Dental Insurance*: The Local Choice – Delta Dental of VA

Vision Insurance*: The Local Choice – Blue View Vision

*Listed for informational purposes only.

Flexible Spending Accounts: Ameriflex
– Medical Reimbursement FSA Maximum: $2,850/year
– Dependent Care Reimbursement FSA Maximum: $5,000/year

You will need to re-enroll in the Flexible Spending Accounts if you want them to continue next year.

Cancer Benefits: Colonial Life

Accident Benefits: Colonial Life

Medical Bridge Benefits: Colonial Life

 

Post-Tax Benefits

Disability Benefits: Colonial Life

Critical Illness Benefits: Colonial Life

Life Insurance: Colonial Life
– Term Life Insurance
– Whole Life Insurance

 

Please note your insurance products will remain in effect unless you speak with a representative to change them.

 

Enrollment Period: AUGUST 29, 2022 – SEPTEMBER 9, 2022

Effective Dates: OCTOBER 1, 2022 – SEPTEMBER 30, 2023

 

QUALIFICATIONS:

– Full-Time Employees working 30 hours are eligible for benefits the first of the month following hire.

IMPORTANT FACTS:

– The plan year for The Local Choice benefits (Anthem Health, Delta Dental & Blue View Vision), Spending Accounts and Colonial Insurance products lasts from October 1, 2022 through September 30, 2023. Please Note: Dental benefits are based on the Calendar Year, running from January 1st through December 31st. Dental benefits and deductibles will reset every January 1st.

– Deductions for The Local Choice benefits (Anthem Health, Delta Dental & Blue View Vision), Spending Accounts and Colonial Insurance products will begin October 2022.

The Local Choice Benefits are listed for informational purposes only.

– The 2022-2023 Flexible Spending Account Plan includes a grace period from October 1, 2023 through December 15, 2023. Therefore, you have from October 1, 2022 through December 15, 2023 to incur qualified expenses eligible for reimbursement in the Medical Spending Accounts. If you do not incur qualified expenses eligible for reimbursement by December 15, 2023, and/or file for reimbursement by December 31, 2023 any contributions are forfeited under the use-or-lose it rule.

– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.

– If you will be receiving a new debit card, whether you are a new participant or to replace your expired card, please be aware that it may take up to 30 days following your plan effective date for your card to arrive. Your card will be delivered by mail in a plain white envelope. During this time you may use manual claim forms for eligible expenses. Please note that your debit card is good through the expiration date printed on the card.

– Flexible Spending Account expenses must be incurred during the Plan Year in order to be eligible for reimbursement.

– An employee has 90 days after the plan year ends to submit claims for spending account expenses that were incurred during the plan year. Please note that if employment terminates during the plan year, that employee’s plan year ends the day employment ends. The employee has 90 days after the termination date to submit claims.

– With Dependent Care Flexible Spending Accounts, the maximum reimbursement you can request is equal to the current account balance in your Dependent Care account. You cannot be reimbursed more than has actually been deducted from your pay.

– As a married couple, one spouse cannot be enrolled in a Medical Reimbursement FSA at the same time the other opens or contributes to an HSA.

– The Health Screening Rider on the Colonial Medical Bridge plan has a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until October 31, 2022.

Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.

– An employee taking a leave of absence, other than under the Family & Medical Leave Act, may not be eligible to re-enter the Flexible Benefits Program until the next plan year. Please contact your Benefit Administrator for more information.