Benefits Plan Overview

Pre-Tax Benefits

Health Insurance: The Local Choice – Anthem

Dental Insurance: The Local Choice – Delta Dental of VA

Vision Insurance: The Local Choice – Blue View Vision

Health Savings Accounts: Ameriflex
– Employee Maximum $3,850/year Minimum $20/pay period*
– Family Maximum $7,750/year Minimum $20/pay period*
HSA plans can only be established in conjunction with a qualified High-Deductible Health Plan (HDHP)
Halifax County Public Schools will contribute $20 per pay period to an employee’s HSA.
*Employees must contribute a minimum of $20 per pay period to receive employer contribution.

Cancer Benefits: Colonial Life

Accident Benefits: Colonial Life

Medical Bridge Benefits: Colonial Life

Dental Insurance: Delta Dental of VA (Stand-Alone Policy)

Vision Insurance: EyeMed (Stand-Alone Policy)

Post-Tax Benefits

Disability Benefits: Colonial Life

Critical Illness Benefits: Colonial Life

Life Insurance: Colonial Life
– Term Life Insurance
– Whole Life Insurance

Additional Benefits

Student Loan Assistance Program: GradFin

Please note your insurance products will remain in effect unless you speak with a representative to change them.

Enrollment Period: MAY 2, 2023 – MAY 16, 2023

Effective Dates: JULY 1, 2023 – JUNE 30, 2024

QUALIFICATIONS:

– Employees must work 25 hours or more per week, or be a contract employee.

IMPORTANT FACTS:

– The plan year for The Local Choice benefits (Anthem Health, Delta Dental & Blue View Vision), Delta Dental (stand-alone policy), EyeMed Vision (stand-alone policy), Health Savings Accounts, and Colonial Insurance products lasts from July 1, 2023 through June 30, 2024.

– Deductions for The Local Choice benefits (Anthem Health, Delta Dental & Blue View Vision), Delta Dental (stand-alone policy), and EyeMed Vision (stand-alone policy) will begin June 2023. Deductions for Health Savings Accounts, and Colonial Insurance products will begin July 2023.

– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.

– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa. Once a family status change has occurred, an employee has 30 days to notify the Pierce Group Benefits Service Center at 1-800-387-5955 to request a change in elections.

– As a married couple, one spouse cannot be enrolled in a Medical Reimbursement FSA at the same time the other opens or contributes to an HSA.

– The Health Screening Rider on the Colonial Medical Bridge plan has a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until July 31, 2023.

– Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.

– An employee taking a leave of absence, other than under the Family & Medical Leave Act, may not be eligible to re-enter the Flexible Benefits Program until the next plan year. Please contact your Benefit Administrator for more information.