Benefits forHopewell City Public Schools (VA)

Health Savings Account (HSA)

Learn how to make the most of your benefits!

A health plan with a Health Savings Account (HSA) gives you access to many doctors and hospitals in your plan and helps pay for your costs when you need care. This plan also comes with a spending account and debit card you can use to pay for certain medical expenses. Let’s take a closer look at how your HSA works and how to make the most of it.

How to activate your debit card

Your debit card will arrive in the mail. Once you activate it, use your debit card to pay for medical expenses like copays, lab tests, deductibles, prescriptions, hospital visits, urgent and emergency care, your percentage of the costs (coinsurance).

See a full list of qualified medical and dental expenses at irs.gov/pub502.

Register on anthem.com

Register at anthem.com and download our mobile app. From there you’ll be able to:

– View all your plan benefits, account balance and review your claims.

– Set your account preferences and keep your email address updated so we can send you plan information. You’ll also want to opt in to receive eStatements and avoid paying a monthly paper statement fee.

– Set up one-time or reoccurring tac-free contributions to your account. Transfer money from your personal bank account or automatically deduct funds from your paycheck if offered by your employer. Visit irs.gov/pub969 to see the maximum you’re allowed to add to your HSA this year.

– Check out the How it all Works tab to learn more about all the benefits your HSA offers. Get tips, watch a video or use a spending account calculator to help manage your expenses for the year.

More perks of your HSA

– The money you put into your HSA, the interest you earn, and even the money you take out to pay for health care costs is all tax-free.

– All the money in your HSA rolls over form year to year, and it’s yours even if you change health plans, jobs or retire.

– You can earn rewards by taking certain steps to improve your health.

– If you’re 55 or older you can contribute an extra $1,000 a year.

Check out how it all works

Learn about all the benefits your plan offers and the tools that will help you manage your health care expenses. Just log in at anthem.com and select Spending Accounts under the Menu tab.

Questions about your HSA?

Contact Member Services anytime at the number on the back of your ID card or HSA debit card.