Benefits forKestrel Heights Charter School
Congratulations on your new employment!
Your employment means more than just a paycheck. Your employer also provides eligible employees with a valuable benefits package. Below you will find information about how to enroll in these benefits as a new employee.
All Benefits - You will be eligible to enroll during the next Open Enrollment. Please speak with your Benefits Department for more information.
Be sure to also review your group’s custom benefits microsite, that allows for easy, year-round access to benefit information, live chat support, benefit explainer videos, plan certificates and documents, and carrier contacts and forms.
Overview of Benefits
Pre-Tax Benefits
Cancer Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
Accident Benefits: Colonial Life
Post-Tax Benefits
Short-Term Disability Benefits: Colonial Life
Long-Term Disability Benefits: Sun Life
Critical Illness Benefits: Colonial Life
Life Insurance: Colonial Life
– Term Life Insurance
– Whole Life Insurance
Telemedicine Benefits: Call A Doctor Plus
Additional Benefits
Student Loan Assistance Program: GradFin
Please note your insurance products will remain in effect unless you speak with a representative to change them.
Enrollment Period: AUGUST 14, 2023 – AUGUST 18, 2023
Effective Dates: SEPTEMBER 1, 2023 – AUGUST 31, 2024
ELIGIBILITY:
– Employees must work 30 hours or more to be benefit eligible.
IMPORTANT NOTICES:
– When do my benefits start? The plan year for Colonial Insurance products, Sun Life Long-Term Disability and Call A Doctor Plus Telemedicine lasts from September 1, 2023 through August 31, 2024.
– When do my deductions start? Deductions for Colonial Insurance products, Sun Life Long-Term Disability and Call A Doctor Plus Telemedicine will begin September 2023.
– Why have my Cancer, Accident, or Medical Bridge benefits not started yet? The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until October 1, 2023.
– I want to sign my family up for benefits as well, what information will I need? If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.
– What is the difference between pre and post-tax benefits? Pre-tax benefit contributions are taken from an employee’s paycheck before state and federal taxes are applied. Post-tax benefit contributions are paid after taxes are deducted. It’s important to note that some coverages may still be subject to taxes even if paid for through pre-tax deduction or employee contribution.
– Can I change my benefit elections outside of the enrollment period? Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD. Please speak with your Plan Administrator for more information.
– I have a pre-existing condition. Will I still be covered? Some policies may include a pre-existing condition clause. Please read your policy carefully for full details.