Benefits forKestrel Heights School

Benefits Plan Overview

Pre-Tax Benefits

Cancer Benefits: Colonial Life

Accident Benefits: Colonial Life

Medical Bridge Benefits: Colonial Life


Post-Tax Benefits

Disability Benefits: Colonial Life

Critical Illness Benefits: Colonial Life

Life Insurance: Colonial Life
– Term Life Insurance
– Whole Life Insurance

Telemedicine: Call A Doctor Plus

Please note your insurance products will remain in effect unless you see a representative to change them.


Enrollment Period: AUGUST 9, 2021 – AUGUST 13, 2021

Effective Dates: SEPTEMBER 1, 2021 – AUGUST 31, 2022



– Full-time employees working 30 hours or more per week are eligible.


– The plan year for Colonial Insurance products and Call A Doctor Plus Telemedicine lasts from September 1, 2021 through August 31, 2022.

– Deductions for Colonial Insurance products and Call A Doctor Plus Telemedicine will begin September 2021.

– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when meeting with the Benefits Representative.

– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD. Please speak with your Plan Administrator for more information.

– Once a family status change has occurred, an employee has 30 days to notify the North Carolina Service Center at 1-888-662-7500 to request a change in elections.

– The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until October 1, 2021.

Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.