
Benefits forThe Learning Center
Congratulations on your new employment!
Your employment means more than just a paycheck. Your employer also provides eligible employees with a valuable benefits package. Below you will find information about how to enroll in these benefits as a new employee.
Dental and Vision - Please reach out to your Benefits Department within 30 days of your date of hire.
Colonial Insurance Products - Please call PGB's Employee Services within 30 days of your date of hire and a PGB Benefits Representative will help you enroll in benefits. The Employee Services number is located at the bottom of this microsite.
Be sure to also review your group’s custom benefits microsite, that allows for easy, year-round access to benefit information, live chat support, benefit explainer videos, plan certificates and documents, and carrier contacts and forms.
Benefits Plan Overview
Pre-Tax Benefits
Vision Insurance*: Superior
Dental Insurance: Citizens Security
Cancer Benefits: Colonial Life
Accident Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
Post-Tax Benefits
Disability Benefits: Colonial Life
Critical Care Benefits: Colonial Life
Life Insurance
- Term Life Insurance: Colonial Life
- Whole Life Insurance: Colonial Life
*EMPLOYEES WILL NEED TO RE-ENROLL IN VISION BENEFITS IN ORDER TO CONTINUE COVERAGE FOR THE NEW PLAN YEAR BEGINNING NOVEMBER 1, 2020.
Please note other insurance products will remain in effect unless you see a representative to change them.
ENROLLMENT PERIOD: OCTOBER 7, 2020 – October 9, 2020
EFFECTIVE DATES: NOVEMBER 1, 2020 – OCTOBER 31, 2021
QUALIFICATIONS:
- – Employees working 35 hours or more per week are eligible for all benefits.
IMPORTANT FACTS:
- -The plan year for Citizens Security Dental, Superior Vision and Colonial Insurance products lasts from November 1, 2020 through October 31, 2021. Please Note: Dental benefits are based on the Calendar Year, running from January 1st through December 31st. Dental benefits and deductibles will reset every January 1st.
- – Deductions for Citizens SecDeductions for Citizens Security Dental, Superior Vision and Colonial Insurance products will begin November 2020.
- – If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when meeting with the Benefits Representative.
- – Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.
- – Once a family status change has occurred, an employee has days to notify the North Carolina Service Center at 1-888-662-7500 to request a change in elections.
- – The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until December 1, 2020.
- – Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
- – Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.