Benefits forLexington County School District One
Congratulations on your new employment!
Your employment means more than just a paycheck. Your employer also provides eligible employees with a valuable supplemental benefits package. Below you will find information about how to enroll in benefits as a new employee.
PEBA Benefits – Visit https://mybenefits.sc.gov/
Colonial Benefits – Please call the Service Center at 833-556-0006 within 31 days of your date of hire and a PGB Benefits Representative will help you enroll in benefits.
Important Info About Your Supplemental Benefits Enrollment
IN-PERSON & SELF-ENROLL
During your open enrollment period, a PGB Benefits Representative will be available by appointment to meet with you one-on-one to help you evaluate your benefits based on your individual and family needs, answer any questions you may have, and assist you in the enrollment process. If you prefer, you may also self-enroll online following the instructions on the Supplemental Benefits Self-Enrollment Instructions page of this microsite.
ENROLLMENT PERIOD: September 15, 2024 – October 31, 2024
ELIGIBILITY:
– Employees must work 30 hours or more per week to be eligible for supplemental benefits.
IMPORTANT NOTICES:
– When do my supplemental benefits start? The plan year for Colonial Insurance Products runs from January 1, 2025 through December 31, 2025.
– When do deductions for my supplemental benefits start? Deductions for Colonial Insurance Products start January 2025 for enrolled employees.
– Why have my Cancer, Accident, or Medical Bridge benefits not started yet? The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until January 31, 2025.
– I want to sign my family up for supplemental benefits as well, what information will I need? If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.
– What is the difference between pre- and post-tax supplemental benefits? Pre-tax benefit contributions are taken from an employee’s paycheck before state and federal taxes are applied. Post-tax benefit contributions are paid after taxes are deducted. It’s important to note that some coverages may still be subject to taxes even if paid for through pre-tax deduction or employee contribution.
– Can I change my supplemental benefit elections outside of the enrollment period? Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change, otherwise known as a qualifying life event (QLE), as defined by the Internal Revenue Code.
– I have a pre-existing condition. Will I still be covered? Some supplemental policies may include a pre-existing condition clause. Please read your policy carefully for full details.
YOU CAN MAKE THE FOLLOWING SUPPLEMENTAL BENEFIT ELECTIONS DURING THE OPEN ENROLLMENT PERIOD:
– Enroll in, change, or cancel Colonial coverage.
IMPORTANT NOTE & DISCLAIMER
This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information on this microsite including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those on this microsite.