Benefits Plan Overview

Pre-Tax Benefits

Health Insurance*: Anthem – The Local Choice

Dental Insurance*: Delta – The Local Choice

Vision Insurance*: Anthem – The Local Choice

Health Savings Accounts*

• Medical Reimbursement Maximum $3,550/year
• Dependent Care Reimbursement Maximum $7,000/year

HSA plans can only be established in conjunction with a qualified High-Deductible Health Plan (HDHP)

Page County Public Schools will contribute $50 per pay period up to $1,200 annually to an HSA

 Cancer Benefits: Colonial Life

 Accident Benefits: Colonial Life

 Medical Bridge Benefits: Colonial Life

Dental Insurance: Delta – Stand-Alone Policy

Vision Insurance: Superior – Stand-Alone Policy

Post-Tax Benefits

 Disability Benefits: Colonial Life

 Critical Care Benefits: Colonial Life

 Life Insurance

• Term Life Insurance: Colonial Life
• Whole Life Insurance: Colonial Life

Enrollment Period: August 3, 2020 –August 14, 2020

Effective Dates: October 1, 2020 – September 30, 2021

QUALIFICATIONS:

• You must be a contract employee, or working 20 hours or more per week.

IMPORTANT FACTS:

• The plan year for The Local Choice benefits (Anthem Health, Delta Dental & Anthem Vision), Health Savings Accounts, Colonial Insurance products, Delta Dental (stand-alone policy) and Superior Vision lasts from October 1, 2020 through September 30, 2021. Please Note: Delta Dental benefits (stand-alone policy) are based on the Calendar Year, running from January 1st through December 31st. Dental benefits and deductibles will reset every January 1st.

• Deductions for The Local Choice benefits (Anthem Health, Delta Dental & Anthem Vision), Delta Dental (stand-alone policy) and Superior Vision will begin September 2020. Deductions for Health Savings Accounts and Colonial Insurance products will begin October 2019.

• If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when meeting with the Benefits Representative.

• Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.

• Once a family status change has occurred, an employee has 30 days to notify the Pierce Group Benefits Service Center at 1-800-387-5955 to request a change in elections.

• The Health Screening Rider on the Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until October 31, 2020.

• Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

• Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.