Client Sub Content
Barnwell County Consolidated School District Forms & Links 2024
Colonial Life
PEBA
Pet Insurance
Student Loan Assistance Program
Barnwell County Consolidated School District PEBA Benefits & Enrollment Information 2024
PEBA administers the state’s employee insurance programs for South Carolina’s public workforce. PEBA benefit elections are processed through PEBA’s MyBenefits and Member Access portals. Learn more about the benefits available to employees by visiting the links below.
PEBA Website MyBenefits Online Portal Member Access (Retirement) Online Portal
Your PEBA Benefits Options
Health Insurance
Dental Insurance
Vision Insurance
MoneyPlus Health Savings Account
Long-Term Disability Insurance
Life Insurance
Learn more! The Insurance Summary, available at peba.sc.gov, provides more detail about your benefits options, including eligibility, when you can enroll and premiums.
Quick Links
→ Standard Medical Plan Information
→ Savings Medical Plan Information
→ Medicare Supplemental Medical Plan Information
→ TRICARE Supplemental Medical Plan Information
→ Prescription Benefit Information
→ Select Your Retirement Plan Guide
→ South Carolina Retirement System Information
→ State Optional Retirement Program Information
→ Be Aware & Prepare Program Information
→ Wondr Health Sign-up / Login
Helpful Videos
1
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2
What Insurance Do You Have?
Where to Find Insurance Information
Comparing the Standard and Savings Plans
Comparing Dental Plus and Basic Dental
When Does a Prescription Need a Coverage Review
Save Money with MoneyPlus
1
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2
→ Watch Next: Navigating Your Retirement Benefits Video Playlist
Questions or Concerns?
Contact PEBA’s Customer Service through the contact forms below, or any time from 8:30 a.m. to 5 p.m., Monday through Friday at 803.737.6800 or 888.260.9430.
Questions About Insurance Benefits Questions About Retirement Benefits
For more contact information, visit peba.sc.gov/contact.
Barnwell County School District Enrollment Instructions – Harmony 2024
Below is a series of instructions outlining the online self-enrollment process. Please have the following information available before you begin:
– Username, password, and enrollment website URL from Step 1 of this page
– Dates of birth and social security numbers of your spouse and any dependents you wish to enroll
– Beneficiary names and social security numbers
Helpful Tips:
– If you are a new employee, please refer here for more information or contact PGB’s Employee Services at 833-556-0006 between 8:30am and 5:00pm for assistance.
– If you are an existing employee and unable to login to the online system, please contact the Harmony Help Desk at 866-875-4772 between 8:30am and 6:00pm, or speak with the Benefits Representative assigned to your location.
How To Enroll:
1. Logging In
– Enter your User Name: BCSD- and then Last Name and then Last 4 of Social Security Number (ex. BCSD-SMITH6789)
– Enter your Password: Four digit Year of Birth and then Last 4 of Social Security Number (ex. 19766789)
To login, visit:https://harmonyenroll.coloniallife.com
2. Creating a New Password
You will be prompted to create a new password. Your password must have: 1 lowercase letter, 1 uppercase letter, 1 number, and 8 characters minimum.
Your password cannot include: first name, last name, spaces, special characters (such as ! $ % &), or User ID.
3. Creating a New Password
Choose a security question and enter answer.
4. Begin Enrollment
Click on ‘I Agree’ and then ‘Enter My Enrollment’.
5. Verification
The screen shows ‘Me & My Family’. Verify that the information is correct and enter the additional required information (title, marital status, work phone, e-mail address).
Click ‘Save & Continue’ twice.
6. Family Member Information
The screen allows you to add family members. It is only necessary to enter family member information if adding or including family members in your coverage.
Click ‘Continue’.
7. Personal Information
The screen shows updated personal information. Verify that the information is correct and make changes if necessary.
Click ‘Continue’.
8. Review Elections
The screen shows ‘My Benefits’. Review your current benefits and make changes/selections for the upcoming plan year.
9. Finish Enrollment
Click ‘Finish’.
10. Confirm Elections
Click ‘I Agree’ to electronically sign the authorization for your benefit elections.
11. Print & Log Out
Click ‘Print a copy of your Elections’ to print a copy of your elections, or download and save the document. Please do not forget this important step!
Click ‘Log out & close your browser window’ and click ‘Log Out’.
Barnwell County Consolidated School District Important Information About Your Enrollment 2024
IN-PERSON & SELF-ENROLL
During your open enrollment period, a PGB Benefits Representative will be available by appointment to meet with you one-on-one to help you evaluate your benefits based on your individual and family needs, answer any questions you may have, and assist you in the enrollment process. If you prefer, you may also self-enroll online following the instructions on the Enrollment Instructions page of this site.
ENROLLMENT PERIOD: September 30, 2024 – October 31, 2024
YOU CAN MAKE THE FOLLOWING BENEFIT ELECTIONS ONLINE DURING THE ENROLLMENT PERIOD:
– Enroll in, change or cancel Pet Insurance.*
– Enroll in, change or cancel Colonial coverage.
*Please see the coordinating pages of your Benefits Guide for enrollment instructions for Pet Insurance.
IMPORTANT NOTE & DISCLAIMER
This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information on this microsite including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those on this microsite.
Barnwell County School District Overview of Benefits 2025 PY
Pre-Tax Benefits
Cancer Benefits: Colonial Life
Accident Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
Post-Tax Benefits
Short-Term Disability Benefits: Colonial Life
Critical Illness Benefits: Colonial Life
Whole Life Insurance: Colonial Life
Pet Insurance: Nationwide
Additional Benefits
Student Loan Assistance Program: GradFin
Please note your insurance products will remain in effect unless you speak with a representative to change them.
Enrollment Period: September 30, 2024 – October 31, 2025
Effective Dates: January 1, 2025 – December 31, 2025
ELIGIBILITY:
– Employees must work 30 hours or more per week.
IMPORTANT NOTICES:
– When do my benefits start? The plan year for Colonial Insurance Products and Nationwide Pet Insurance runs from January 1, 2025 through December 31, 2025.
– When do my deductions start? Deductions for Colonial Insurance Products and Nationwide Pet Insurance start January for enrolled employees.
– Why have my Cancer, Accident, or Medical Bridge benefits not started yet? The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until January 31, 2024.
– I want to sign my family up for benefits as well, what information will I need? If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.
–What does Pre-Tax vs. Post-Tax Change? Pre-Tax benefits take funds directly from your paycheck to cover benefits before going through State and Federal taxing process. Post-Tax collects funds for benefits after taxes have been taken out. Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.
– Can I sign up for PEBA Benefits as well? No, Pierce Group Representatives are not authorized to assist employees with PEBA enrollment or make enrollment elections on an employee’s behalf. PEBA information is included in this guide for informational purposes only. Please see the following page for ways to access your benefits and enrollment information.
– Can I change my benefit elections outside of the enrollment period? Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change, otherwise known as a qualifying life event (QLE), as defined by the Internal Revenue Code. Examples of a QLE can be found here. Once a QLE has occurred, an employee has 30 days to notify PGB’s Service Center at 1-833-556-0006 to request a change in elections.
– I have a pre-existing condition. Will I still be covered? Some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
PEBA BENEFITS & ENROLLMENT:
– PEBA administers the state’s employee insurance programs for South Carolina’s public workforce. PEBA benefit elections are processed through PEBA’s MyBenefits and Member Access portals. Learn more about the benefits available to employees by visiting the link below.
To view the PEBA Insurance Summary, click on the link and, once the new page loads, click on ‘2024 Insurance Summary’: https://www.peba.sc.gov/oe
Barnwell County School District Benefits Guide 2025PY
Southwestern Community College Forms & Links 2025
Colonial Life
Dental
Vision
Long-Term Disability
Group Term Life
Telemedicine
- Teladoc – Talk to a doctor in minutes
- Health Advocate – Help for life’s challenges
- NPSN Pharmacy Discount Card – Save on medication
- NPSN Pharmacy Provider Search
Student Loan Assistance Program
EAP
Flex Accounts
Southwestern Community College MyGroup EAP 2025
EAP & WORK-LIFE SERVICES
Help is available 24/7/365 at 800-633-3353
An EAP is a company-sponsored benefit that offers the support and resources you need to address personal or work-related challenges and concerns. It’s confidential and free to you and your household family members.
Access Your EAP & Work-Life Services
There are two ways to access your EAP and work-life services: Call 800-633-3353 or
Visit mygroup.com | Click on My Portal Login | Work-Life | Username: scc64 Password: guest
Assessment and Counseling
Reasons to use the EAP include:
– Marital difficulties
– Parenting
– Stress
– Depression
– Work-related concerns
– Alcohol and drug use/abuse
– Grief and loss
– Preventative
When employees and family members call the EAP, they are offered face-to-face, telephonic, or virtual counseling sessions in which a thorough assessment can be conducted by a licenses, experienced clinician in their area. EAP is short-term, solution-focused therapy so not all issues will be resolved within the EAP model and may need to be referred to other resources.
Online Services
– 7 content divisions: Parenting, Aging, Balancing, Thriving, Living, Working, and International
– Monthly Online Seminars and eLearning courses with certificates of completion
– Searchable databases and resource links for child care providers, elder care and related services, adoption resources, attorneys, certified financial planners, pet sitting, private and public high schools and colleges, and volunteer opportunities
– Over 100 streaming audio files and 100 video files covering a range of health topics
– Savings Center: discount shopping program offering up to 25% discounts on name-brand items
– Relocation Center: an interactive program that allows users to preview communities across the U.S.
Legal Services
– Free telephonic legal advice
– Free 30-minute appointment for legal consultation with a local attorney
– In most cases, 25% discount on ongoing legal services
– Legal forms available to download (such as wills, request for death certificate, etc.)
– Online legal encyclopedia
– Does not cover disputes or actions involving employer, EAP or business issues
Financial Services
– Free financial appointments
– Issues addressed include bankruptcy, budgeting, buying a home, college savings, retirement planning
– Education materials and financial worksheets provided prior to appointments
– 40 financial calculators available online
– ID theft recovery through credit monitoring
– Discounted credit reports
Southwestern Community College The FSA Store 2025
Take control of your health and wellness with guaranteed FSA-eligible essentials. Pierce Group Benefits partners with the FSA Store to provide one convenient location for Flexible Spending Account holders to manage and use their FSA funds, and save on more than 4,000 health and wellness products using tax-free health money. Through our partnership, we’re also here to help answer the many questions that come along with having a Flexible Spending Account!
– The largest selection of guaranteed FSA-eligible products
– Phone and live chat support available 24 hours a day / 7 days a week
– Fast and free shipping on orders over $50
– Use your FSA card or any other major credit card for purchases
BONUS: Get $20 off any order of $150+ with code PGB20FSA (one use per customer).
Other Great FSA Store Resources Available To You
– Eligibility List: A comprehensive list of eligible products and services
– FSA Calculator: Estimate how much you can save with an FSA
– Learning Center: Easy tips and resources for living with an FSA
– Savings Center: Where you can save even more on FSA-eligible essentials
– FSAPerks: Take your health and funds further with the FSA Store rewards program
NEED HELP? WE’VE GOT YOU COVERED!
Southwestern Community College Ameriflex Important Flex Account Information 2025
Online Account Instructions
How to Access Your Ameriflex Account:
Go to MyAmeriflex.com and click “Login” from the upper right hand corner. When prompted, select “Participant.”
How to Register Online For Your Ameriflex Spending Account:
Click the register button atop the right corner of the home screen.
- As the primary account holder, enter your personal information.
– Choose a unique User ID and create a password (if you are told that your username is invalid or already taken, you must select another).
– Enter your first and last name.
– Enter your email address.
– Enter your Employee ID, which in most cases, will be the account holder’s Social Security Number(no dashes or spaces needed). - Check the box if you accept the terms of use.
- Click ‘register’. The process may take a few seconds. Do not click your browser’s back button or refresh the page.
- Last, you must complete your Secure Authentication setup. Implemented to protect your privacy and help us prevent fraudulent activity, setup is quick and easy. After the registration form is successfully completed, you will be prompted to complete the secure authentication setup process:
Step 1: Select a Security Question option, and type in a corresponding answer.
Step 2: Repeat for the following three Security Questions, then click next.
Step 3: Verify your email address, and then click next.
Step 4: Verify and submit setup information. - The registration process is complete! Should you receive an information error message that does not easily guide you through the information correction process, please feel free to contact our dedicated Member Services Team at 888.868.FLEX (3539).
After registering, you can log into your account to:
– Check your balance
– Order replacement cards
– Submit claims for reimbursement
– Update your reimbursement method, and more…
Want to Manage Your Account on the go?
Download the MyAmeriflex mobile app, available through the App Store or Google Play. This is the quickest and easiest way to access your account on the go. The mobile app offers the same functionality as your online account.
Your credentials for the MyAmeriflex Portal and the MyAmeriflex Mobile App are the same; there is no need for separate login information!
Using Your Ameriflex Card
You’ll receive a Mastercard debit card linked to your Ameriflex account that can be used to pay for eligible expenses. If you have more than one account, such as a flexible spending account and dependent care account, your card is linked to both accounts and knows which funds to pull from when you make a purchase. If you lose your card, you can request a complimentary replacement by logging into your Ameriflex account or the Ameriflex mobile app.
Eligible Expenses
Before you make a purchase, it’s important to verify that the expense is eligible under the rules of your plan. Spending and saving accounts reimburse specific expenses unique to those accounts. Visit our Help Center for more information about eligible expenses.
Help Center and Support
Your satisfaction is our top priority, and our team of experts are ready to help whenever you need it. The Help Center is the best place to go for quick answers to your questions and more information about your account. You can access the Help Center at myameriflex.com/HelpCenter.
The Ameriflex Participant Services team is available Monday – Friday: 7:00 AM to 8:00 PM CST and Saturday: 9:00 AM to 1 :00 PM CST.
Call: 888.868.3539
Email: service@myameriflex.com
Live Chat: myameriflex.com
Southwestern Community College Ameriflex DCA 2025
An account for setting aside tax-free money for healthcare expenses.
Use the below information to determine if a Flexible Spending Account (FSA) is right for you and how to best take advantage of an FSA account.
How It Works
When you enroll in a Flexible Spending Account (FSA) you get to experience tax savings on qualified expenses such as copays, deductibles, prescriptions, over-the-counter drugs and medications, and thousands of other everyday items.
Can I have an FSA and an HSA?
You can’t contribute to an FSA and HSA within the same plan year. However, you can contribute to an HSA and a limited purpose FSA, which only covers dental and vision expenses.
As per IRS Publication 969, an employee covered by an HDHP and a health FSA or an HRA that pays or reimburses qualified medical expenses generally can’t make contributions to an HSA. An employee is also not HSA-eligible during an FSA Grace Period. An employee enrolled in a Limited Purpose FSA is HSA-eligible.
As a married couple, one spouse cannot be enrolled in an FSA at the same time the other is contributing to an HSA. FSA coverage extends tax benefits to family members allowing the FSA holder to be reimbursed for medical expenses for themselves, their spouse, and their dependents.
The Value & Perks
– Election Accessibility: You will have access to your entire election on the first day of the plan year.
– Save On Eligible Expenses: You can save up to 40% on thousands of eligible everyday expenses such as prescriptions, doctor’s visits, dental services, glasses, over-the-counter medicines, and copays.
– Keep More Money: The funds are taken out of your paycheck “pre-tax” (meaning they are subtracted from your gross earnings before taxes) throughout the course of the year. Let’s say you earn $40,000 a year and contribute $1,500 to an FSA; so, only $38,500 of your income gets taxed. That means you are increasing your take-home pay simply by participating!
– Easy Spending and Account Management: Employees will receive an Ameriflex Debit Mastercard linked to their FSA. Employees can use their card for eligible purchases everywhere Mastercard is accepted. Account information can be securely accessed 24/7 online and through the mobile app.
Eligible FSA Expenses
The IRS determines what expenses are eligible under an FSA. Below are some examples of common eligible expenses:
– Deductibles
– Copays
– Prescriptions
– Teeth cleaning
– LASIK
– Glasses and contact lenses
– Band-aids
– Sunscreen
– Over-the-counter medicine (prescription required)
– Feminine menstrual care
For a full list of eligible expenses, go to myameriflex.com/eligibleexpenses.
The “Use-or-Lose” Rule
If you contribute dollars to a reimbursement account and do not use all the money you deposit, you will lose any remaining balance in the account at the end of the eligible claims period. This rule, established by the IRS as a component of tax-advantaged plans, is referred to as the “use-or-lose” rule.
To avoid losing any of the funds you contribute to your FSA, it’s important to plan ahead as much as possible to estimate what your expenditures will be in a given plan year.
Modification to the Health FSA “Use-or-Lose” Rule:
– FSA plan participants should note that up to $640 of any unused funds from the current plan year will be rolled over into your FSA balance for the new plan year.
– The rollover modification applies to Health FSA plans only (and not to other types of FSA plans such as dependent care).
– The rollover does not affect the maximum contribution amount for the new plan year. In other words, even if you roll over the entire $640 from the previous plan year, you may still elect up to the maximum contribution limit allowed under your employer’s plan.
Southwestern Community College Ameriflex FSA 2025
An account for setting aside tax-free money for healthcare expenses.
Use the below information to determine if a Flexible Spending Account (FSA) is right for you and how to best take advantage of an FSA account.
How It Works
When you enroll in a Flexible Spending Account (FSA) you get to experience tax savings on qualified expenses such as copays, deductibles, prescriptions, over-the-counter drugs and medications, and thousands of other everyday items.
Can I have an FSA and an HSA?
You can’t contribute to an FSA and HSA within the same plan year. However, you can contribute to an HSA and a limited purpose FSA, which only covers dental and vision expenses.
As per IRS Publication 969, an employee covered by an HDHP and a health FSA or an HRA that pays or reimburses qualified medical expenses generally can’t make contributions to an HSA. An employee is also not HSA-eligible during an FSA Grace Period. An employee enrolled in a Limited Purpose FSA is HSA-eligible.
As a married couple, one spouse cannot be enrolled in an FSA at the same time the other is contributing to an HSA. FSA coverage extends tax benefits to family members allowing the FSA holder to be reimbursed for medical expenses for themselves, their spouse, and their dependents.
The Value & Perks
– Election Accessibility: You will have access to your entire election on the first day of the plan year.
– Save On Eligible Expenses: You can save up to 40% on thousands of eligible everyday expenses such as prescriptions, doctor’s visits, dental services, glasses, over-the-counter medicines, and copays.
– Keep More Money: The funds are taken out of your paycheck “pre-tax” (meaning they are subtracted from your gross earnings before taxes) throughout the course of the year. Let’s say you earn $40,000 a year and contribute $1,500 to an FSA; so, only $38,500 of your income gets taxed. That means you are increasing your take-home pay simply by participating!
– Easy Spending and Account Management: Employees will receive an Ameriflex Debit Mastercard linked to their FSA. Employees can use their card for eligible purchases everywhere Mastercard is accepted. Account information can be securely accessed 24/7 online and through the mobile app.
Eligible FSA Expenses
The IRS determines what expenses are eligible under an FSA. Below are some examples of common eligible expenses:
– Deductibles
– Copays
– Prescriptions
– Teeth cleaning
– LASIK
– Glasses and contact lenses
– Band-aids
– Sunscreen
– Over-the-counter medicine (prescription required)
– Feminine menstrual care
For a full list of eligible expenses, go to myameriflex.com/eligibleexpenses.
The “Use-or-Lose” Rule
If you contribute dollars to a reimbursement account and do not use all the money you deposit, you will lose any remaining balance in the account at the end of the eligible claims period. This rule, established by the IRS as a component of tax-advantaged plans, is referred to as the “use-or-lose” rule.
To avoid losing any of the funds you contribute to your FSA, it’s important to plan ahead as much as possible to estimate what your expenditures will be in a given plan year.
Modification to the Health FSA “Use-or-Lose” Rule:
– FSA plan participants should note that up to $640 of any unused funds from the current plan year will be rolled over into your FSA balance for the new plan year.
– The rollover modification applies to Health FSA plans only (and not to other types of FSA plans such as dependent care).
– The rollover does not affect the maximum contribution amount for the new plan year. In other words, even if you roll over the entire $640 from the previous plan year, you may still elect up to the maximum contribution limit allowed under your employer’s plan.
Southwestern Community College Enrollment Instructions – BenSelect 2025
Below is a series of instructions outlining the online self-enrollment process. Please have the following information available before you begin:
– Username, password, and enrollment website URL from Step 1 of this page
– Dates of birth and social security numbers of your spouse and any dependents you wish to enroll
– Beneficiary names and social security numbers
Helpful Tips:
– If you are a new employee, please refer here for more information or contact PGB’s Employee Services at 888-662-7500 between 8:30am and 5:00pm for assistance.
– If you are an existing employee and unable to log into the online system, please contact PGB’s Employee Services at 888-662-7500, or speak with the Benefits Representative assigned to your location.
How To Enroll:
1. Logging In
– Enter your User Name: Social Security Number with or without dashes (ex. 123-45-6789 or 123456789)
– Enter your Pin: Last 4 numbers of your Social Security Number followed by last 2 numbers of your Date of Birth year (ex. 678970)
To login, visit: harmony.benselect.com/swcc
2. New PIN
The screen prompts you to create a NEW PIN [__________].
3. Security Questions
Choose a security question and enter answer [__________].
4. Confirm
Confirm (or enter) an email address.
5. Save New PIN
Click on ‘Save New PIN’ to continue to the enrollment welcome screen.
6. Click Next
From the welcome screen click “Next”.
7. Personal Information
The screen shows ‘Personal Information’. Verify that the information is correct and enter the additional required information (marital status, work phone, e-mail address). Click ‘Next’.
8. Adding Family Members
The screen allows you to add family members. It is only necessary to enter family member information if adding or including family members in your coverage. Click ‘Next’.
9. Benefit Summary
The screen shows ‘Benefit Summary’. Review your current benefits and make changes/selections for the upcoming plan year.
10. Sign & Submit
Click ‘Sign & Submit’ once you have decided which benefits to enroll in.
11. Review
Review your coverage. If any items are ‘Pending’, you will need to decide whether to enroll or decline this benefit.
12. Next
Click ‘Next’ to review and electronically sign the authorization for your benefit elections.
13. Sign Form
Review the confirmation, then if you are satisfied with your elections, enter your PIN and click ‘Sign Form’.
14. Download & Print
Click ‘Download & Print’ to print a copy of your elections, or download and save the document. Please do not forget this important step! Click ‘Log Out’.
Southwestern Community College Important Information About Your Enrollment 2025
VIRTUAL, PHONE, & SELF-ENROLL
During your open enrollment period, a PGB Benefits Representative will be available by phone or virtual appointment to meet with you one-on-one to help you evaluate your benefits based on your individual and family needs, answer any questions you may have, and assist you in the enrollment process. If you prefer, you may also self-enroll online following the instructions on the Enrollment Instructions page of this site.
Click Here to Schedule Your Virtual Enrollment or call 888-662-7500 to enroll by phone.
OPEN ENROLLMENT PERIOD: October 14, 2024 – November 15, 2024
YOU CAN MAKE THE FOLLOWING BENEFIT ELECTIONS DURING THE OPEN ENROLLMENT PERIOD:
– Enroll/Re-Enroll in Flexible Spending Accounts.+
– Enroll in, change, or cancel Dental Insurance.
– Enroll in, change, or cancel Vision Insurance.
– Enroll in, change, or cancel Group Term Life Insurance.
– Enroll in, change, or cancel Long-Term Disability Insurance.
– Enroll in, change, or cancel Telemedicine coverage.
– Enroll in, change, or cancel Colonial coverage.
+You will need to re-enroll in the Flexible Spending Accounts if you want them to continue each year.
IMPORTANT NOTE & DISCLAIMER
This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information on this microsite including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those on this microsite.