Benefits forSpartanburg County First Steps
Congratulations on your new employment!
Your employment means more than just a paycheck. Your employer also provides eligible employees with a valuable benefits package. Below you will find information about how to enroll in these benefits as a new employee.
PEBA Benefits - Visit mybenefits.sc.gov
Supplemental Benefits - You will be able to enroll during the next Annual Enrollment period.
Important Information About Your Supplemental Benefits Enrollment
VIRTUAL
During your open enrollment period, a PGB Benefits Representative will be available by virtual appointment to meet with you one-on-one to help you evaluate your benefits based on your individual and family needs, answer any questions you may have, and assist you in the enrollment process.
OPEN ENROLLMENT PERIOD: November 20, 2024
ELIGIBILITY:
– Employees must work 30 hours or more per week to qualify for supplemental benefits.
IMPORTANT NOTICES:
– When do my supplemental benefits start? The plan year for Colonial Insurance Products runs from January 1, 2025 through December 31, 2025.
– When do my deductions for supplemental benefits start? Deductions for Colonial Insurance Products start January 2025 for enrolled employees.
– Why have my supplemental Cancer, Accident, or Medical Bridge benefits not started yet? The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until January 31, 2025.
– What is the difference between pre and post-tax supplemental benefits? Pre-tax benefit contributions are taken from an employee’s paycheck before state and federal taxes are applied. Post-tax benefit contributions are paid after taxes are deducted. It’s important to note that some coverages may still be subject to taxes even if paid for through pre-tax deduction or employee contribution.
– Can I change my benefit elections outside of the enrollment period? Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change, otherwise known as a qualifying life event (QLE), as defined by the Internal Revenue Code. Examples of a QLE can be found here.
– I have a pre-existing condition. Will I still be covered? Some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
YOU CAN MAKE THE FOLLOWING SUPPLEMENTAL BENEFIT ELECTIONS DURING THE OPEN ENROLLMENT PERIOD:
– Enroll in, change, or cancel Colonial coverage.
IMPORTANT NOTE & DISCLAIMER
This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information on this microsite including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those on this microsite.