Congratulations on your new employment!
Colonial – Please call the Service Center within 30 days of your date of hire. The Service Center number is located at the bottom of this page.
All Other Benefits – Please contact your Benefits Department within 30 days of your date of hire.
Benefits Plan Overview
Health Insurance: The Local Choice – Anthem
Dental Insurance: The Local Choice – Delta Dental of VA
Vision Insurance: The Local Choice – Blue View Vision
Flexible Spending Accounts: Ameriflex
– Medical Reimbursement FSA Maximum: $3,050/year
– Dependent Care Reimbursement Maximum: $5,000/year
You will need to re-enroll in the Dependent Care Flexible Spending Accounts if you want them to continue next year.
Cancer Benefits: Colonial Life
Accident Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
Disability Benefits: Colonial Life
Critical Illness Benefits: Colonial Life
Life Insurance: Colonial Life
– Term Life Insurance
– Whole Life Insurance
Please note your insurance products will remain in effect unless you speak with a representative to change them.
Enrollment Period: MAY 2, 2023 – MAY 16, 2023
Effective Dates: JULY 1, 2023 – JUNE 30, 2024
– Employees must work 40 hours or more per week.
– New hires are eligible for benefits the first month following 30 days of employment.
– The plan year for The Local Choice benefits (Anthem Health, Delta Dental & Blue View Vision), Spending Accounts, and Colonial Insurance products lasts from July 1, 2023 through June 30, 2024.
– Deductions for The Local Choice benefits (Anthem Health, Delta Dental & Blue View Vision), Spending Accounts, and Colonial Insurance products will begin July 2023.
– The 2023-2024 Dependent Care Flexible Spending Account Plan includes a grace period from July 1, 2024 through October 15, 2024. Therefore, you have from July 1, 2023 through October 15, 2024 to incur qualified expenses eligible for reimbursement in the Dependent Care Spending Accounts. If you do not incur qualified expenses eligible for reimbursement by October 15, 2024, and/or file for reimbursement by October 31, 2024 any contributions are forfeited under the use-or-lose it rule.
– Health FSA Rollover Provision: Your employer provides the rollover option for your FSA plan. Please see the Flexible Spending Account section of your benefit booklet for more information on this provision. Participants must re-elect coverage for any of the rollover funds (up to $610) to be rolled over into the new plan year. Failure to elect an FSA account will result in a “Use It or Lose It” scenario.
– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.
– If you will be receiving a new debit card, whether you are a new participant or to replace your expired card, please be aware that it may take up to 30 days following your plan effective date for your card to arrive. Your card will be delivered by mail in a plain white envelope. During this time you may use manual claim forms for eligible expenses. Please note that your debit card is good through the expiration date printed on the card.
– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.
– Once a family status change has occurred, an employee has 30 days to notify the Pierce Group Benefits Service Center at 1-800-387-5955 to request a change in elections.
– Flexible Spending Account expenses must be incurred during the Plan Year in order to be eligible for reimbursement.
– An employee has 90 days after the plan year ends to submit claims for spending account expenses that were incurred during the plan year. Please note that if employment terminates during the plan year, that employee’s plan year ends the day employment ends. The employee has 90 days after the termination date to submit claims.
– With Dependent Care Flexible Spending Accounts, the maximum reimbursement you can request is equal to the current account balance in your Dependent Care account. You cannot be reimbursed more than has actually been deducted from your pay.
– As a married couple, one spouse cannot be enrolled in a Medical Reimbursement FSA at the same time the other opens or contributes to an HSA.
– The Health Screening Rider on the Colonial Medical Bridge plan has a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until July 31, 2023.
– Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.
– An employee taking a leave of absence, other than under the Family & Medical Leave Act, may not be eligible to re-enter the Flexible Benefits Program until the next plan year. Please contact your Benefit Administrator for more information.