Why Employers Should Offer Vision Insurance

Regular eye care is important for maintaining good health and preventing costly medical conditions. Unfortunately, many employees skip these checkups due to financial concerns and or lack of coverage. By including vision insurance in your employee benefits package, you can foster a culture of health and wellness among your workforce. Pierce Group Benefits specializes in offering employers and individuals comprehensive vision insurance coverage, addressing critical needs.

Detecting Health Conditions

During routine eye exams, by examining the blood vessels in the eyes, optometrists can often identify early signs of health conditions like diabetes, hypertension, and high cholesterol before patients or their primary care doctors are aware of them — leading to early detection and timely intervention.

Impact on Your Organization

Prioritizing vision care not only benefits the health of your employees but also contributes to the overall well-being of your organization. Vision-related health concerns can affect employees of all ages and have a significant impact on your health plan budget while reducing productivity. Including vision insurance as part of your employee benefits helps mitigate the risks associated with these conditions.

Vision Insurance Coverage Details

Vision insurance plans offered through Pierce Group Benefits typically include coverage for the following services:

  • Annual routine eye exams
  • Eyeglass frames and lenses
  • Contact lens and fitting services
  • Additional discount features on some covered and uncovered materials and services

While most plans provide comprehensive coverage, there may be certain exclusions for specific services or materials.

Encouraging Employees to Utilize Vision Insurance

Motivating employees to utilize their coverage can be a challenge. To promote the value of vision insurance and drive engagement, consider implementing the following strategies:

  1. Raise awareness about the importance of regular eye care through health workshops or fairs. Emphasize how routine eye exams can detect underlying health conditions and the benefits of early detection.
  1. Invite employees to take advantage of the informative benefits briefing presentations and one-on-one review sessions available to them during Open Enrollment, highlighting the value of your employer-sponsored benefits package, particularly emphasizing the significance of vision insurance. This allows employees to gain a deeper understanding and have their questions addressed.
  1. Emphasize that insurance benefits are deducted pre-tax from employees’ salaries, resulting in significant cost savings compared to paying out-of-pocket. Illustrate the financial advantages and encourage employees to utilize the plan.

Benefits of Vision Insurance and Partnering with Pierce Group Benefits

By offering vision insurance as part of your benefits package and promoting the value of regular eye care, you can ensure a healthier, happier, and more productive workforce. Early detection of potentially serious conditions leads to cost savings for your organization and improved overall employee health. Reach out to your Pierce Group Benefits Account Manager for additional information or contact our Service Center to ensure comprehensive vision insurance coverage and support a culture of wellness within your organization.