Benefits Plan Overview

Pre-Tax Benefits

Health Insurance: The Local Choice – Anthem

Dental Insurance: The Local Choice – Delta Dental of VA

Vision Insurance: The Local Choice – Blue View Vision

Health Savings Accounts: Ameriflex
– Employee Maximum $3,850/year
– Family Maximum $7,750/year
HSA plans can only be established in conjunction with a qualified High-Deductible Health Plan (HDHP)
Page County Public Schools will contribute $50 per pay period up to $1,200 annually to an HSA.

Cancer Benefits: Colonial Life

Accident Benefits: Colonial Life

Medical Bridge Benefits: Colonial Life

Dental Insurance: Delta Dental of VA (Stand-Alone Policy)

Vision Insurance: Superior Vision (Stand-Alone Policy)

Post-Tax Benefits

Disability Benefits: Colonial Life

Critical Illness Benefits: Colonial Life

Life Insurance: Colonial Life
– Term Life Insurance
– Whole Life Insurance

Additional Benefits

Student Loan Assistance Program: GradFin

Please note your insurance products will remain in effect unless you speak with a representative to change them.

Enrollment Period: AUGUST 1, 2023 – AUGUST 15, 2023

Effective Dates: OCTOBER 1, 2023 – SEPTEMBER 30, 2024

QUALIFICATIONS:

– Employees must work 20 hours or more per week.

IMPORTANT FACTS:

– The plan year for The Local Choice benefits (Anthem Health, Delta Dental & Blue View Vision), Delta Dental (stand-alone policy), Superior Vision (stand-alone policy), Health Savings Accounts, and Colonial Insurance products lasts from October 1, 2023 through September 30, 2024.

– Deductions for The Local Choice benefits (Anthem Health, Delta Dental & Blue View Vision), Delta Dental (stand-alone policy), and Superior Vision (stand-alone policy) will begin September 2023. Deductions for Health Savings Accounts and Colonial Insurance products will begin October 2023.

– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.

– If you will be receiving a new debit card, whether you are a new participant or to replace your expired card, please be aware that it may take up to 30 days following your plan effective date for your card to arrive. Your card will be delivered by mail in a plain white envelope. During this time you may use manual claim forms for eligible expenses. Please note that your debit card is good through the expiration date printed on the card.

– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full time to part-time, or vice-versa. Once a family status change has occurred, an employee has 30 days to notify the Pierce Group Benefits Service Center at 1-800-387-5955 to request a change in elections.

– As a married couple, one spouse cannot be enrolled in a Medical Reimbursement FSA at the same time the other opens or contributes to an HSA.

– The Health Screening Rider on the Colonial Medical Bridge plan has a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until October 31, 2023.

– Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.

– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.

– An employee taking a leave of absence, other than under the Family & Medical Leave Act, may not be eligible to re-enter the Flexible Benefits Program until the next plan year. Please contact your Benefit Administrator for more information.