Virginia Association of Counties Group Self Insurance Risk Pool (VACORP)
Group Short Term Disability (STD) program provided for its participant by the Sponsor and administered by Anthem Life Insurance Company helps provide financial protection for covered members by promising to pay a weekly benefit in the event of a covered disability.
Group Long Term Disability (LTD) insurance from Anthem Life Insurance Company helps provide financial protection for insured members by promising to pay a monthly benefit in the event of a covered disability.
Please refer to the plan summary document and your employee handbook for specific plan details, eligibility definitions, limitations, and exclusions
Questions about your VACORP Short and Long Term Disability can be directed to:
– If you are a new employee and unable to log into the online system, please speak with the Benefits Representative assigned to your location, or contact Human Resources.
– If you are an existing employee and unable to log into the online system, please contact the Harmony Help Desk at 866-875-4772 between 8:30am and 6:00pm, or speak with the Benefits Representative assigned to your location.
COMPLETE THE STEPS BELOW TO BEGIN THE ENROLLMENT PROCESS:
1. Go to https://harmonyenroll.coloniallife.com
– Enter your User Name: BUE6X9W-and thenLast Nameand thenLast 4 of Social Security Number (BUE6X9W-SMITH6789)
– Enter your Password: Four digit Year of Birthand thenLast 4 of Social Security Number (19766789)
2. The screen prompts you to create a NEW password [__________].
3. Choose a security question and enter answer [__________].
4. Click on ‘I Agree’ and then ‘Enter My Enrollment’.
5. The screen shows ‘Me & My Family’. Verify that the information is correct and enter the additional required information (title, marital status, work phone, e-mail address). Click ‘Save & Continue’ twice.
6. The screen allows you to add family members. It is only necessary to enter family member information if adding or including family members in your coverage. Click ‘Continue’.
7. The screen shows updated personal information. Verify that the information is correct and make changes if necessary. Click ‘Continue’.
8. The screen shows ‘My Benefits’. Review your current benefits and make changes/selections for the upcoming plan year.
– CANCER ASSIST
You may enroll online in Cancer Assist coverage.
– DISABILITY – EDUCATOR 1.0
You may enroll online in Educator 1.0 coverage.
– ACCIDENT 1.0
You may enroll online in Accident 1.0; however, persons over age 64 applying for coverage and employees wishing to purchase an individual policy for their spouse should speak with the Benefits Representative.
– MEDICAL BRIDGE
You may enroll online in Medical Bridge coverage.
– CRITICAL CARE
You may enroll online in Critical Care coverage.
– TERM LIFE 5000
You may enroll online in Term Life 5000; however, employees wishing to purchase an individual policy for their spouse should speak with the Benefits Representative.
– WHOLE LIFE 5000
You may enroll online in Whole Life 5000; however, employees wishing to purchase an individual policy for their spouse should speak with the Benefits Representative.
9. Click ‘Finish’.
10. Click ‘I Agree’ to electronically sign the authorization for your benefit elections.
11. Click ‘Print a copy of your Elections’ to print a copy of your elections, or download and save the document. Please do not forget this important step!
12. Click ‘Log out & close your browser window’ and click ‘Log Out’.
During your open enrollment period, a Pierce Group Benefits representative will be available by appointment to answer any questions you may have and to assist you in the enrollment process.
YOU CAN MAKE THE FOLLOWING BENEFIT ELECTIONS ONLINE DURING THE ENROLLMENT PERIOD:
– Enroll in Colonial products.
ACCESS YOUR BENEFITS ONLINE WHENEVER, WHEREVER.
You can view details about your benefits, view educational videos about all of your benefits, download forms, chat with one of our knowledgeable Service Center Specialists, and more on your personalized Pierce Group Benefits website. Our website is also mobile friendly, making it easy to view your plan information on the go!
IMPORTANT NOTE & DISCLAIMER
This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information in this booklet including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those in this booklet.
Please note insurance products will remain in effect unless you speak with a representative to change them.
Enrollment Period: JUNE 4, 2021
Effective Dates: JULY 1, 2021 – JUNE 30, 2022
QUALIFICATIONS:
– Part-Time Employees: An employee working in their primary job less than 180days or less than six (6) hours per day or less than thirty hours per week or who is restricted to temporary or interim employment is considered part-time. Part-time employees are not eligible for benefits provided by the school board unless otherwise specified in policy.
– Full-Time Employees: Full-time employees are employed for a minimum of thirty hours per week in their primary positions – over the course of a year. Full-time employees are eligible for all benefits provided by the school board.
IMPORTANT FACTS:
– The plan year for Colonial Insurance products lasts from July 1, 2021 through June 30, 2022.
– Deductions for benefits:
12-pay and 24-pay employees: Deductions will begin July 2021for Colonial Insurance products.
10-pay and 20-pay employees: Deductions will begin September 2021for Colonial Insurance products.
– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.
– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD. Please speak with your Plan Administrator for more information.
– The Health Screening Rider on the Colonial Medical Bridge plan has a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until July 31, 2021.
– Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.
During your open enrollment period, a Pierce Group Benefits representative will be available by appointment to meet with you one-on-one and assist you in the enrollment process. Your representative will help you evaluate benefits based on your individual needs and answer any questions you might have.
ACCESS YOUR BENEFITS ONLINE WHENEVER, WHEREVER.
You can view details about your benefits, view educational videos about all of your benefits, download forms, chat with one of our knowledgeable Service Center Specialists, and more on your personalized Pierce Group Benefits website. Our website is also mobile friendly, making it easy to view your plan information on the go!
IMPORTANT NOTE & DISCLAIMER
This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information in this booklet including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those in this booklet.
Accident Benefits – Gunshot Wound Policy: Colonial Life
Medical Bridge Benefits: Colonial Life
WholeLife Insurance: Colonial Life
Pet Insurance: Nationwide
Legal Select Plan: Legal Resources
Please Note: Existing insurance products will remain in effect unless you speak with a representative to change them.
Enrollment Period: JUNE 2, 2021 – JUNE 18, 2021
Effective Dates: JULY 1, 2021 – JUNE 30, 2022
QUALIFICATIONS:
– You must work 30 hours or more per week.
IMPORTANT FACTS:
– The plan year for Colonial Insurance products, Nationwide Pet Insurance and Legal Select Resources Legal Plan lasts from July 1, 2021 through June 30, 2022.
– Deductions for Colonial Insurance products, Nationwide Pet Insurance and Legal Select Resources Legal Plan will begin July 2021.
– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.
– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.
– Once a family status change has occurred, an employee has 30 days to notify the Pierce Group Benefits Service Center at 1-833-556-0006 to request a change in elections.
– The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until July 31, 2021
– Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.
24/7 SUPPORT, RESOURCES & INFORMATION FOR YOU AND YOUR FAMILY
Your ComPsych GuidanceResources program through EAPBusiness Class offers someone to talk to and resources to consult whenever and wherever you need them.
No-cost, Confidential Solutions to Life’s Challenges
Confidential Emotional Support
Our highly trained clinicians will listen to your concerns and help you or your family members with any issues, including:
– Anxiety, depression, stress
– Grief, loss and life adjustments
– Relationship/marital conflicts
Work-Life Solutions
Our specialists provide qualified referrals and resources for just about anything on your to-do list, such as:
– Finding child and elder care
– Hiring movers or home repair contractors
– Planning events, locating pet care
Legal Guidance
Talk to our attorneys for practical assistance with your most pressing legal issues, including:
– Divorce, adoption, family law, wills, trusts and more
Need representation? Get a free 30-minute consultation and a 25% reduction in fees.
Financial Resources
Our financial experts can assist with a wide range of issues.
– Retirement, taxes, mortgages, budgeting and more
For additional guidance, we can refer you to a local financial professional and arrange to reimburse you for the cost of an initial one-hour in-person consult.
Online Support GuidanceResources
Online is your 24/7 link to vital information, tools and support. Log on for:
– Articles, podcasts, videos, slideshows
– On-demand trainings
– “Ask the Expert” personal responses to your questions
Help for New Parents
ParentGuidance supports you through the process of becoming a biological or adoptive parent, including:
– Preparing for the baby emotionally and financially
– Finding child care
– Planning for back-to-work and other issues
Free Online Will Preparation
EstateGuidance lets you quickly and easily create a will online.
– Specify your wishes for your property
– Provide funeral and burial instructions
– Choose a guardian for your children
Contact EAPBusiness Class Anytime
Our toll-free number gives you direct, 24/7 access to a GuidanceConsultant, who will answer your questions and, if needed, refer you to a counselor or other resources. Or, login online to connect directly with a GuidanceConsultant or to consult articles, podcasts, videos and other helpful tools and resources.
When you call, you will speak with a GuidanceConsultant, a master’s- or PhD-level counselor will collect some general information about you and will talk with you about your needs. The GuidanceConsultant will provide the name of a counselor who can assist you. You will receive counseling through the EAP up to 3 sessions per issue, per person, per calendar year. You can then set up an appointment to speak with the counselor over the phone or schedule a face-to-face visit.
What counseling services does the EAP provide?
The EAP provides free short-term counseling with counselors in your area who can help you with your emotional concerns.
If the counselor determines that your issues can be resolved with short-term counseling, you will receive counseling through the EAP. However, if it is determined that the problem cannot be resolved in short-term counseling through the EAP and you require longer-term treatment, you will be referred to a specialist early on and your insurance coverage will be activated.
– If you are a new employee and unable to log into the online system, please speak with the Benefits Representative assigned to your location, or contact Human Resources.
– If you are an existing employee and unable to log into the online system, please contact the Harmony Help Desk at 866-875-4772 between 8:30am and 6:00pm, or speak with the Benefits Representative assigned to your location.
COMPLETE THE STEPS BELOW TO BEGIN THE ENROLLMENT PROCESS:
1. Go to https://harmonyenroll.coloniallife.com
– Enter your User Name: ART6Z5N-and thenLast Nameand thenLast 4 of Social Security Number (ART6Z5N-SMITH6789)
– Enter your Password: Four digit Year of Birthand thenLast 4 of Social Security Number(19766789)
2. The screen prompts you to create a NEW password [__________].
3. Choose a security question and enter answer [__________].
4. Click on ‘I Agree’ and then ‘Enter My Enrollment’.
5. The screen shows ‘Me & My Family’. Verify that the information is correct and enter the additional required information (title, marital status, work phone, e-mail address). Click ‘Save & Continue’ twice.
6. The screen allows you to add family members. It is only necessary to enter family member information if adding or including family members in your coverage. Click ‘Continue’.
7. The screen shows updated personal information. Verify that the information is correct and make changes if necessary. Click ‘Continue’.
8. The screen shows ‘My Benefits’. Review your current benefits and make changes/selections for the upcoming plan year.
– DENTAL: You may enroll online in Dental coverage.
– VISION: You may enroll online in Vision coverage.
– TELEMEDICINE: You may enroll online in Telemedicine coverage.
– CANCER ASSIST
You may enroll online in Cancer Assist coverage.
– DISABILITY – NCK1000
You may enroll online in NCK1000 coverage.
– ACCIDENT 1.0
You may enroll online in Accident 1.0; however, persons over age 64 applying for coverage and employees wishing to purchase an individual policy for their spouse should speak with the Benefits Representative.
– MEDICAL BRIDGE
You may enroll online in Medical Bridge coverage.
– CRITICAL ILLNESS 6000
You may enroll online in Critical Illness 6000 coverage.
– TERM LIFE 5000
You may enroll online in Term Life 5000; however, employees wishing to purchase an individual policy for their spouse should speak with the Benefits Representative.
– WHOLE LIFE 5000
You may enroll online in Whole Life 5000; however, employees wishing to purchase an individual policy for their spouse should speak with the Benefits Representative.
9. Click ‘Finish’.
10. Click ‘I Agree’ to electronically sign the authorization for your benefit elections.
11. Click ‘Print a copy of your Elections’ to print a copy of your elections, or download and save the document. Please do not forget this important step!
12. Click ‘Log out & close your browser window’ and click ‘Log Out’.
During your open enrollment period, a Pierce Group Benefits representative will be available by appointment to answer any questions you may have and to assist you in the enrollment process.
YOU CAN MAKE THE FOLLOWING BENEFIT ELECTIONS ONLINE DURING THE ENROLLMENT PERIOD:
– Enroll, change or cancel your Vision Insurance.
– Enroll, change or cancel your Dental Insurance.
– Enroll, change or cancel your Telemedicine coverage.
– Enroll, change or cancel your Pre-Paid Legal.**
– Enroll, change or cancel your Colonial products.
YOU CAN MAKE THE FOLLOWING BENEFIT ELECTIONS BY SPEAKING WITH THE BENEFITS REPRESENTATIVE ASSIGNED TO YOUR LOCATION DURING THE ENROLLMENT PERIOD:
• Enroll, change or cancel your Long-Term Disability Insurance.
**Please see the coordinating pages of your benefit booklet/back cover for enrollment instructions and/or contact information for the Legal plan.
ACCESS YOUR BENEFITS ONLINE WHENEVER, WHEREVER.
You can view details about your benefits, view educational videos about all of your benefits, download forms, chat with one of our knowledgeable Service Center Specialists, and more on your personalized Pierce Group Benefits website. Our website is also mobile friendly, making it easy to view your plan information on the go!
IMPORTANT NOTE & DISCLAIMER
This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information in this booklet including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those in this booklet.
Group TermLife Insurance (Employer-Paid Benefit): Principal
Life Insurance: Colonial Life
– Term Life Insurance
– Whole Life Insurance
Telemedicine: Call A Doctor Plus
Identity Theft Shield & Life EventsLegal Plan: Legal Shield
Please note your insurance products will remain in effect unless you see a representative to change them.
Enrollment Period: June 10, 2021 – June 11, 2021
Effective Dates: July 1, 2021 – June 31, 2022
QUALIFICATIONS:
– You must work 20hours or more per week.
IMPORTANT FACTS:
– The plan year for Colonial Insurance products, Principal Long-Term Disability, Principal Dental, Principal Group Term Life, Superior Vision, Call A Doctor Plus Telemedicine and Legal Shield Identity Theft Shield & Life Events Legal Plan lasts from July 1, 2021through June 30, 2022. Please Note: Dental benefits are based on the Calendar Year, running from January 1st through December 31st. Dental benefits and deductibles will reset every January 1st.
– Deductions for Colonial Insurance products, Principal Long-Term Disability, Principal Dental, Superior Vision, Call A Doctor Plus Telemedicine and Legal Shield Identity Theft Shield & Life Events Legal Plan will begin July 2021.
– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when meeting with the Benefits Representative.
– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.
– Once a family status change has occurred, an employee has 30days to notify the North Carolina Service Center at 1-888-662-7500 to request a change in elections.
– The Colonial Cancer plan and the Health Screening Rider on the Colonial Accident and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until July 31, 2021.
– Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.
Cancer Benefits: Colonial Life
Accident Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
Disability Benefits: Colonial Life
Critical Care Benefits: Colonial Life
Life Insurance: Colonial Life
Pet Insurance: Nationwide
Legal Select Plan: Legal Resources
Dental Insurance: Principal
Vision Insurance: Superior
Telemedicine: Call A Doctor Plus