Colonial Life
Dental
Vision
Telemedicine
- Teladoc – Talk to a doctor in minutes
- Health Advocate – Help for life’s challenges
- NPSN Pharmacy Discount Card – Save on medication
- NPSN Pharmacy Provider Search
Group Short Term Disability (STD) program provided for its participant by the Sponsor and administered by Anthem Life Insurance Company helps provide financial protection for covered members by promising to pay a weekly benefit in the event of a covered disability.
Group Long Term Disability (LTD) insurance from Anthem Life Insurance Company helps provide financial protection for insured members by promising to pay a monthly benefit in the event of a covered disability.
Please refer to the plan summary document and your employee handbook for specific plan details, eligibility definitions, limitations, and exclusions
Questions about your VACORP Short and Long Term Disability can be directed to:
1-844-404-2111 or www.vacorp.org/hybrid-disability/
FLEX SPENDING WITH ZERO GUESSWORK
Pierce Group Benefits partners with the FSA Store to provide one convenient location for all your FSA-eligible purchases. Through our partnership, Pierce Group Benefits and FSA Store can help you shop for FSA eligible items and answer the many questions that come along with having a Flexible Spending Account.
Accessing FSA Store is easy. Simply visit FSAstore.com/PGBFL for the largest selection of guaranteed FSA-eligible products with zero guesswork. Get $20 off $200+ with code PGBF20. One use per customer.
Click ‘Sign & Submit’ once you have decided which benefits to enroll in.
Review your coverage. If any items are ‘Pending’, you will need to decide whether to enroll or decline this benefit.
Click ‘Next’ to review and electronically sign the authorization for your benefit elections.
Review the confirmation, then if you are satisfied with your elections, enter your PIN and click ‘Sign Form’.
Click ‘Download & Print’ to print a copy of your elections. Please do not forget this important step!!!
Click ‘Log Out’.
During your open enrollment period, a Pierce Group Benefits representative will be available by appointment to answer any questions you may have and to assist you in the enrollment process.
You may enroll or make changes online to your flexible benefits plan. To enroll online, please visit https://harmony.benselect.com/henrycounty or https://harmony.benselect.com/hmss
YOU CAN MAKE THE FOLLOWING BENEFIT ELECTIONS ONLINE DURING THE ENROLLMENT PERIOD:
Enroll, change or cancel your Health Insurance.
Enroll/Re-Enroll your Flexible Spending Accounts+ (Medical Reimbursement and Dependent Care).
Enroll, change or cancel your Vision Insurance.
Enroll, change or cancel your Dental Insurance.
Enroll, change or cancel your Colonial coverage.
+You will need to re-sign for the spending accounts if you want them to continue each year.
IMPORTANT NOTE & DISCLAIMER
This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information in this booklet including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those in this booklet.
Flexible Spending Accounts*
*You will need to re-sign for the Spending Accounts if you want them to continue next year.
IF YOU DO NOT RE-SIGN, YOUR CONTRIBUTION WILL STOP EFFECTIVE JUNE 30, 2021.
Health Insurance: Anthem
Cancer Benefits: Colonial Life
Accident Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
Dental Insurance: Delta
Vision Insurance: Superior
Disability Benefits: Colonial Life
Critical Illness Benefits: Colonial Life
Life Insurance
Accident Benefits – Gunshot Wound Policy: Colonial Life (Henry CG/PSA employees only)
QUALIFICATIONS:
• Henry County Government monthly and semi-monthly employees working 35 hours or more per week are eligible for all benefits.
• Henry County Public Service Authority (PSA) employees are eligible for all benefits. PSA employees: if you have questions about your current dental plan, please see HR.
• Henry-Martinsville SS (HMSS) Employees who work more than 30 hours per week are eligible for all benefits.
IMPORTANT FACTS:
• The plan year for Anthem Health, Delta Dental, Superior Vision, Spending Accounts and Colonial Insurance products lasts from July 1, 2021 through June 30, 2022.
• Deductions for Anthem Health, Delta Dental and Superior Vision will begin June 2021. Deductions for Spending Accounts and Colonial Insurance products will begin July 2021.
• Please visit www.piercegroupbenefits.com/henrycounty to review plan summaries and other required health plan notices.
• If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when meeting with the Benefits Representative.
• If you will be receiving a new debit card, whether you are a new participant or to replace your expired card, please be aware that it may take up to 30 days following your plan effective date for your card to arrive. Your card will be delivered by mail in a plain white envelope. During this time you may use manual claim forms for eligible expenses. Please note that your debit card is good through the expiration date printed on the card.
• Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.
• Once a family status change has occurred, an employee has 30 days to notify the Pierce Group Benefits Service Center at 1-800-387-5955 to request a change in elections.
• Flexible Spending Account expenses must be incurred during the Plan Year in order to be eligible for reimbursement.
• An employee has 90 days after the plan year ends to submit claims for spending account expenses that were incurred during the plan year. Please note that if employment terminates during the plan year, that employee’s plan year ends the day employment ends. The employee has 90 days after the termination date to submit claims.
• With Dependent Care Flexible Spending Accounts, the maximum reimbursement you can request is equal to the current account balance in your Dependent Care account. You cannot be reimbursed more than has actually been deducted from your pay.
• As a married couple, one spouse cannot be enrolled in an FSA at the same time the other is contributing to an HSA.
• The Colonial Medical Bridge plan has a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until July 31, 2021.
• Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
• Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.
• An employee taking a leave of absence, other than under the Family & Medical Leave Act, may not be eligible to re-enter the Flexible Benefits Program until the next plan year. Please contact your Benefit Administrator for more information.
Group Short Term Disability (STD) program provided for its participant by the Sponsor and administered by Anthem Life Insurance Company helps provide financial protection for covered members by promising to pay a weekly benefit in the event of a covered disability.
Group Long Term Disability (LTD) insurance from Anthem Life Insurance Company helps provide financial protection for insured members by promising to pay a monthly benefit in the event of a covered disability.
Please refer to the plan summary document and your employee handbook for specific plan details, eligibility definitions, limitations, and exclusions
Questions about your VACORP Short and Long Term Disability can be directed to:
1-844-404-2111 or www.vacorp.org/hybrid-disability/
FLEX SPENDING WITH ZERO GUESSWORK
Pierce Group Benefits partners with the FSA Store to provide one convenient location for all your FSA-eligible purchases. Through our partnership, Pierce Group Benefits and FSA Store can help you shop for FSA eligible items and answer the many questions that come along with having a Flexible Spending Account.
Accessing FSA Store is easy. Simply visit FSAstore.com/PGBFL for the largest selection of guaranteed FSA-eligible products with zero guesswork. Get $20 off $200+ with code PGBF20. One use per customer.
During your open enrollment period, a Pierce Group Benefits representative will be available by appointment to meet with you one-on-one and assist you in the enrollment process. Your representative will help you evaluate benefits based on your individual needs and answer any questions you might have.
IMPORTANT NOTE & DISCLAIMER
This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail. All information in this booklet including premiums quoted is subject to change. All policy descriptions are for information purposes only. Your actual policies may be different than those in this booklet.
Flexible Spending Accounts*
*You will need to re-sign for the Flexible Spending Accounts if you want them to continue next year.
IF YOU DO NOT RE-SIGN, YOUR CONTRIBUTION WILL STOP EFFECTIVE JUNE 30, 2021.
Health Insurance: Anthem
Cancer Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
Accident Benefits: Colonial Life
Dental Insurance: Delta
Vision Insurance: Superior
Disability Benefits: Colonial Life
Critical Illness Benefits: Colonial Life
Life Insurance
Please note your insurance products will remain in effect unless you speak with a representative to change them.
QUALIFICATIONS:
• Full-time employees (working 30 or more hours per week or Child Nutrition employees working more than 25 hours per week) and Grandfathered Bus Drivers are eligible for all benefits.
• Part-time Child Nutrition employees working 25 hours per week are eligible for dental and vision only.
IMPORTANT FACTS:
• The plan year for Anthem Health, Delta Dental, Superior Vision, Spending Accounts and Colonial Insurance products lasts from July 1, 2021 through June 30, 2022.
• Deductions for Anthem Health, Delta Dental and Superior Vision will begin June 2021. Deductions for Spending Accounts and Colonial Insurance products will begin July 2021.
• Please visit www.piercegroupbenefits.com/henrycountypublicschools to review plan summaries and other required health plan notices.
• If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when meeting with the Benefits Representative.
• If you will be receiving a new debit card, whether you are a new participant or to replace your expired card, please be aware that it may take up to 30 days following your plan effective date for your card to arrive. Your card will be delivered by mail in a plain white envelope. During this time you may use manual claim forms for eligible expenses. Please note that your debit card is good through the expiration date printed on the card.
• Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.
• Once a family status change has occurred, an employee has 30 days to notify the Pierce Group Benefits Service Center at 1-800-387-5955 to request a change in elections.
• Flexible Spending Account expenses must be incurred during the Plan Year in order to be eligible for reimbursement.
• An employee has 90 days after the plan year ends to submit claims for spending account expenses that were incurred during the plan year. Please note that if employment terminates during the plan year, that employee’s plan year ends the day employment ends. The employee has 90 days after the termination date to submit claims.
• With Dependent Care Flexible Spending Accounts, the maximum reimbursement you can request is equal to the current account balance in your Dependent Care account. You cannot be reimbursed more than has actually been deducted from your pay.
• As a married couple, one spouse cannot be enrolled in an FSA at the same time the other is contributing to an HSA.
• The Colonial Medical Bridge plan has a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until July 31, 2021.
• Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
• Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.
• An employee taking a leave of absence, other than under the Family & Medical Leave Act, may not be eligible to re-enter the Flexible Benefits Program until the next plan year. Please contact your Benefit Administrator for more information.