Benefits forPierce Group Benefits
Your job means more than just a paycheck. ABC Demo Schools offers eligible employees a comprehensive and valuable benefits plan arranged by Pierce Group Benefits.
What To Know
You have 30 days from your date of hire to enroll in benefits. Please note that you must call and complete your enrollment with a PGB Benefits Representative, or self-enroll online, within your eligibility period.
Remember, this is your only opportunity to enroll in benefits unless you experience a qualifying life event outside of the eligibility period; otherwise, you'll have to wait until the next annual Open Enrollment period to enroll in benefits.
If you are transferring from one PGB client to another, some voluntary benefits may be eligible for transfer. Please call the PGB Service Center to complete your enrollment with a Benefits Representative so that eligible existing policies are transferred to your new employer.
Eligibility
Employees must work 30 hours or more per week to be eligible to enroll in benefits.
Before You Enroll
Review your Benefits Guide for an in-depth overview of the benefits available to you:
https://issuu.com/piercegroupbenefits/docs/2025caswellcountyschoolsbenefitsguidefinal?fr=xPf81NTU
How To Enroll
Please call the PGB Service Center within 30 days of your date of hire to complete your enrollment with a Benefits Representative, available Monday - Friday, 8:30 AM - 5:00 PM EST by calling: 1-888-662-7500
To avoid delays, we ask that you please allow our Benefits Representatives ample time to assist you and encourage you to reach out no later than 3 business days prior to your eligibility period ending.
You also have the option to self-enroll within 30 days of your date of hire. Please review the self-enrollment instructions below and have the following information available before you begin:
- Username, pin, and enrollment website URL from this page
- Social security numbers of the spouse or any dependents you wish to enroll
- Dates of birth for the spouse and any dependents you wish to enroll
- Beneficiary names and social security numbers
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Logging In
Enter your User Name: Social Security Number with or without dashes (ex. 123-45-6789 or 123456789)
Enter your Pin: Last 4 numbers of your Social Security Number followed by last 2 numbers of your Date of Birth year (ex. 678970)To login, visit: harmony.benselect.com/caswell
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New Pin
The screen prompts you to create a NEW PIN.
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Security Questions
Choose a security question and enter answer.
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Confirm
Confirm (or enter) an email address.
- Save New Pin
Click on ‘Save New PIN’ to continue to the enrollment welcome screen.
- Click Next
From the welcome screen click “Next”.
- Personal Information
The screen shows ‘Personal Information’. Verify that the information is correct and enter the additional required information (marital status, work phone, e-mail address). Click ‘Next’.
- Adding Family Member(s)
The screen allows you to add family members. It is only necessary to enter family member information if adding or including family members in your coverage. Click ‘Next’.
- Benefit Summary
The screen shows ‘Benefit Summary’. Review your current benefits and make changes, and selections for the upcoming plan year.
- Sign & Submit
Click ‘Sign & Submit’ once you have decided which benefits to enroll in.
- Review
Review your coverage. If any items are ‘Pending’, you will need to decide whether to enroll or decline this benefit.
- Next
Click ‘Next’ to review and electronically sign the authorization for your benefit elections.
- Sign Form
Review the confirmation, then if you are satisfied with your elections, enter your PIN and click ‘Sign Form’.
- Download & Print
Click ‘Download & Print’ to print a copy of your elections, or download and save the document. Please do not forget this important step! Click ‘Log Out’.
Benefits Plan Overview
Pre-Tax Benefits
Health Insurance: BlueCross BlueShield
Dental Insurance: MetLife
Vision Insurance: EyeMed
Health Savings Accounts*: HealthEquity
– Employee Maximum: $3,600/year
– Family Maximum: $7,200/year
HSA plans can only be established in conjunction with a qualified High-Deductible Health Plan (HDHP). Employee must be enrolled in the Base or Buy-Up HSA plan included in this booklet in order to participate in the Health Savings Account.
Flexible Savings Accounts*: Ameriflex
– Medical Reimbursement FSA Maximum: $2,750/year
– Limited Purpose FSA⁺ Maximum: $2,750/year
– Dependent Care Reimbursement FSA Maximum: $5,000/year
⁺Limited Purpose FSA funds can only be used for qualifying vision, dental and orthodontia expenses.
Cancer Benefits: Colonial Life
Accident Benefits: Colonial Life
Medical Bridge Benefits: Colonial Life
*You will need to re-sign for the Health Savings Accounts and Flexible Spending Accounts if you want them to continue.
IF YOU DO NOT RE-SIGN, YOUR CONTRIBUTION WILL STOP EFFECTIVE DECEMBER 31, 2020.
Post-Tax Benefits
Short-Term Disability Benefits: Colonial Life
Long-Term Disability Benefits: Sun Life (Employer-Paid Benefit!)
Critical Illness Benefits: Colonial Life
Group Term Life Insurance: Sun Life (Basic Life Coverage is an Employer-Paid Benefit!)
Life Insurance: Colonial Life
– Term Life Insurance
– Whole Life Insurance
Legal Select Plan: Legal Resources
Enrollment Period: NOVEMBER 16, 2020 – NOVEMBER 20, 2020
Effective Dates: JANUARY 1, 2021 – DECEMBER 31, 2021
QUALIFICATIONS:
– Employees must work 30 hours or more per week to participate in benefits.
– New Employees should speak with Human Resources for benefit effective dates following employment.
IMPORTANT FACTS:
– The plan year for BlueCross BlueShield Health, MetLife Life Dental, EyeMed Vision, Colonial Insurance products, Sun Life Voluntary Group Term Life and Legal Resources Legal Select Plan lasts from January 1, 2021 through December 31, 2021.
– Deductions for BlueCross BlueShield Health, MetLife Dental, EyeMed Vision, Colonial Insurance products, Sun Life Voluntary Group Term Life and Legal Resources Legal Select Plan will begin January 2021. The Sun Life Basic Group Term Life and Sun Life Long-Term Disability benefits are employer-paid and provided by Pierce Group Benefits.
– If signing up for any coverage on your spouse and/or children, please have their dates of birth and social security numbers available when speaking with the Benefits Representative.
– If you will be receiving a new debit card, whether you are a new participant or to replace your expired card, please be aware that it may take up to 30 days following your plan effective date for your card to arrive. Your card will be delivered by mail in a plain white envelope. During this time you may use manual claim forms for eligible expenses. Please note that your debit card is good through the expiration date printed on the card.
– Elections made during this enrollment period CANNOT BE CHANGED AFTER THE ENROLLMENT PERIOD unless there is a family status change as defined by the Internal Revenue Code. Examples of a family status change are: marriage, divorce, death of a spouse or child, birth or adoption of a child, termination or commencement of a spouse’s employment, or the transition of spouse’s employment from full-time to part-time, or vice-versa.
– Once a family status change has occurred, an employee has days to notify Pierce Group Benefits’ Human Resources Manager.
– Flexible Spending Account expenses must be incurred during the Plan Year in order to be eligible for reimbursement.
– An employee has 90 days after the plan year ends to submit claims for spending account expenses that were incurred during the plan year. Please note that if employment terminates during the plan year, that employee’s plan year ends the day employment ends. The employee has 90 days after the termination date to submit claims.
– With Dependent Care Flexible Spending Accounts, the maximum reimbursement you can request is equal to the current account balance in your Dependent Care account. You cannot be reimbursed more than has actually been deducted from your pay.
– The Colonial Cancer plan (NC ONLY) and the Health Screening Rider on the Colonial Accident (NC ONLY) and Colonial Medical Bridge plan have a 30-day waiting period for new enrollees. Coverage, therefore, will not begin until January 31, 2021.
– Additionally, some policies may include a pre-existing condition clause. Please read your policy carefully for full details.
– Please be aware there are certain coverages that may be subject to federal and state tax when premium is paid by pretax deduction or employee contribution.
– An employee taking a leave of absence, other than under the Family & Medical Leave Act, may not be eligible to re-enter the Flexible Benefits Program until the next plan year. Please contact your Benefit Administrator for more information.
Flexible Spending Accounts / Health Savings Accounts
If an employee enrolls in an employer-sponsored High Deductible Health Plan, he/she may participate in a Health Savings Account (HSA). Pierce Group Benefits will make an annual contribution of $250.00 to the employee’s HSA – 1/24 contributed bi-weekly. Employees hired during the year will receive a pro-rated amount. If the employee participates in an HSA, he/she may also participate in a Limited Purpose Flexible Spending Account (LPFSA).
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If the employee enrolls in an employer-sponsored Preferred Provider Organization (PPO) plan, the employee may participate in a Flexible Savings Account (FSA). Pierce Group Benefits will make an annual contribution of $250.00 the first of the plan year to the employee’s FSA. Employees hired during the year will receive a pro-rated amount.
If the employee does not wish to enroll in an employer-sponsored health plan, the employee may still participate in a Flexible Spending Account (FSA) or Limited Purpose FSA. No employer contributions will be made.