Congratulations on your new employment!
Your employment means more than just a paycheck. Your employer also provides eligible employees with a valuable benefits package.
ELIGIBILITY:
- Full-time employees are eligible for Medical, Dental, Vision, and FSA benefits on their date of hire. Short-Term Disability, Universal Life, and Wellfleet Supplemental Benefits are effective the first of the month following 30 days of their date of hire.
You can enroll the following dependents in your group benefit plans:
- Your legal Spouse
- Children under age 26, regardless of martial or student status
- Unmarried children of any age if totally disabled and claimed as a dependent on your federal tax return (documentation of handicapped status must be provided)
You may NOT enroll the following dependents in your group benefit plans, regardless of whether they live with you:
- Grandchildren, nieces, nephews, or other children who do not meet the specifications above
- Common law spouses or domestic partners (same or opposite sex)
- Ex-spouses, unless required by a court order (documentation required)
- Parents, step-parents, grandparents, aunts, uncles, or other relatives who are not qualified legal dependents (even if they live with you)
ENROLLMENT:
To enroll in benefits (excluding Universal Life Insurance), please login to the ADP system:
ADP Online Enrollment Portal ADP Mobile Enrollment Portal
To enroll in Universal Life Insurance, please visit:
Trustmark Enrollment Portal
Overview of Benefits
PRE-TAX BENEFITS
Health Insurance: BlueCross BlueShield
Flexible Spending Accounts: Flores
– Medical Reimbursement Maximum: $3,400/year
– Dependent Care Reimbursement Maximum: $7,500/year
You will need to re-enroll in the Flexible Spending Accounts if you want them to continue next year.
IF YOU DO NOT RE-ENROLL, YOUR CONTRIBUTION WILL STOP EFFECTIVE DECEMBER 31, 2026
Dental Insurance: Delta Dental
Vision Insurance: Delta Dental / VSP
POST-TAX BENEFITS
Accident Benefits: Wellfleet
Hospital Indemnity Benefits
: Wellfleet
Critical Illness Benefits: Wellfleet
Disability Benefits: The Hartford
– Short-Term Disability Insurance
– Long-Term Disability Insurance
Group Term Life Insurance: The Hartford
– Basic Group Term Life Insurance (Employer-Paid)
– Supplemental Group Term Life Insurance
Universal
Life Insurance: Trustmark
ADDITIONAL BENEFITS
Telemedicine Benefits: EZaccessMD
– Employer-Paid Benefit
Employee Assistance Program: The Hartford –
Employer-Paid Benefit
Please note your insurance products will remain in effect unless you speak with a representative to change them.
Enrollment Period: NOVEMBER 23, 2026 – DECEMBER 4, 2026
Effective Dates: JANUARY 1, 2027 – DECEMBER 31, 2027
Disability Benefits: The Hartford